California Insurance Continuing Education (CE)

Course Catalog

Course NamePublisherCreditsPrice 
View Details Business Life and Disability Brett Decker5$29.75
View Details CA 4 Hour Annuity Training: Fixed, Variable and Index Annuity Contract Paul J. Winn4$35.80
View Details California 8 Hour Annuity Training Paul J. Winn8$55.60
View Details California 8 Hour Long-Term Care Training Paul J. Winn8$63.60
View Details Commercial Auto Insurance Silver Lake Publishing4$23.80
View Details Commercial Property Insurance Silver Lake Publishing4$23.80
View Details Disability Insurance Products and Principles Paul J. Winn3$19.95
View Details Employer Sponsored Retirement Plans Brett Decker4$23.80
View Details Ethical Principles and Practices Affecting Insurance Paul J. Winn4$23.80
View Details Ethics for Insurance Professionals Professional Training Services15$89.25
View Details Ethics: A Guidebook for Insurance Agents and Other Financial Services Professionals Silver Lake Publishing12$59.40
View Details IRAs Brett Decker4$23.80
View Details Life, Annuity and Disability Insurance Brett Decker8$47.60
View Details Managed Health Care NetStudy1$19.95
View Details Medicare and the Rx Drug Benefit Program Brett Decker2$19.95
View Details Personal Auto Silver Lake Publishing2$19.95
View Details Property and Casualty Concepts Professional Training Services15$89.25
View Details The New Medicare Rx Program Brett Decker2$19.95
Required CE Hours

Producers – Life-Only, Accident & Health, Fire & Casualty

24 CE hours*, including 3 hours of ethics are required every 2-year license term.

*See Category Restrictions under Special Training/Education Requirements below.

Life Settlement Broker

Individuals not licensed as a resident or non-resident California life agent or who have not held a resident or non-resident California life agent license for more than a year are required to complete 15 hours of education related to life settlements and life settlements transactions, prior to operating as a life settlements broker.  Individuals already holding a life agent or life settlement broker license as of July 2, 2010 see CE Exemptions below.

Personal Lines Broker-Agents

24 CE hours,including 3 hours of ethics are required every 2-year license term (see license term below).

*See Category Restrictions under Special Training/Education Requirements below.

Limited Lines Automobile Insurance Producers

20 CE hours, including 3 hours of ethics are required every 2-year license term (see license term below).

Independent or Public Adjusters

24 CE hours, including 3 hours of ethics every 2-year license term (see license term below).

Special Training/Education Requirements

Category Restrictions

Life-only agents, accident and health agents, property or casualty broker-agents, and personal lines broker-agents must complete three hours of ethics CE training every license term as a part of the requirements. For those licensees who hold one or more of the above named license types, the 24 hours of CE may be completed in courses applicable for any of the license types held.

Annuities

  • Initial 8-hour training requirement: Before selling annuities in California, producers must complete an initial 8-hour, state-approved annuity training course.
  • Ongoing 4-hour training requirement: After completing the initial 8-hour training requirement, producers continuing to sell annuities must complete a 4-hour, state-approved annuity CE course in every 2-year license term following the initial 8-hour training completion. Note that effective January 1, 2014 the eight-hour annuity training course will not satisfy the four-hour annuity training requirement.

Long-Term Care (LTC)

  • Initial 8-hour LTC training requirement: Before selling LTC insurance products in California, producers must complete an initial 8-hour, state-approved LTC training course.
    • Important Notice: In order to solicit/sell long-term care insurance in California, agents need to hold a current license as: Life Accident and Health Insurance Agent, and you must comply with the LTC 8-hour training requirements.  If holding a Life-Only Agent license, agents may sell LTC only as an LTC rider on a full life policy, and must also complete the 8-hour training requirements.
  • Ongoing 8-hour LTC training requirement: After completing the initial 8-hour training requirement, producers licensed 4 years or less must complete 8 hours of state-approved LTC training annually for the first 4 years of licensure. (Producers licensed more than 4 years must complete 8 hours of state-approved LTC training in every 2-year license term.)

Long-Term Care Partnership (LTCP)—Must be completed in a classroom

  • Initial LTC partnership training requirement: Before selling LTCP insurance products in California, producers must first complete 16 hours of state-approved LTC training. Of these 16 hours, 8 hours must be fulfilled in a state-approved classroom, and 8 hours must be fulfilled by taking a state-approved LTC self-study course.
  • Ongoing LTC partnership training requirement: After completing the initial 16-hour training requirement, LTCP insurance producers must complete 8 hours of state-approved LTCP training in every 2-year license term, which must be fulfilled in a state-approved classroom.

Flood Training Requirement

All California fire and casualty producers who sell federal flood insurance policies must complete a one-time 3 hour course relating to National Flood Insurance Program (NFIP) training.

Homeowners’ Insurance Valuation

All California fire and casualty broker-agents and personal line broker-agents who negotiate or sell homeowners’ (HO) insurance will be required to complete a one-time 3-hour homeowners’ insurance valuation training course.

Non-Resident CE Requirements

Nonresident producers selling annuities, LTC, LTC partnership, or flood products are required to complete the same special training/education requirements as resident producers (see “Special Training/Education Requirements” above). 

License Term
  • Life and Health, Property and Casualty, Limited Lines: the license term is the last day of the license issuance month every 2 years. For example, if you were initially licensed on June 3, 2009 your renewal date would be June 30, 2011.
  • Personal Lines:
    • Licensed before Jan 1, 2009 - the license term is every ODD year on December 31st. If a personal lines broker-agent has an additional license(s) with a different renewal date, then all licenses will renew with the same license term as that of the original license issued.
    • Licensed after Jan 1, 2009 - the license term is the last day of the license issuance month every 2 years.
  • Independent and Public Adjuster:
    • Licensed before Jan 1, 2011-the license term is every EVEN year on May 31st.
    • Licensed after Jan 1, 2011-the license term is the last day of the license issuance month every 2 years.
  • Life Settlement Brokers
    • For individuals not currently licensed as a life settlement broker and who do not hold a life agent license or have held the life agent license for less than one year, the license must be renewed on an annual basis.  If the individual holds a life agent license, on the one year anniversary of the life agent license the life settlement broker becomes eligible for the two year life settlement notification.  For your step-by-step notification and application procedures click here.
    • For individuals not currently licensed as a life settlement broker, but who are licensed as a life agent for at least a year will need to pay the life producer notification fee of $128 to become a life settlement broker, which is good for a two year period.  The license will need to be renewed on the same date as the life agent license expires.  For your step-by-step notification and application procedures click here.
    • Individuals licensed prior to July 2, 2010 as a life settlement broker who have also been licensed as a life agent for at least one year will be initially issued a two-year life producer notification of Brokering Life Settlements that corresponds with their life agent license.  The life producer notification will need to be renewed on the same date as the life agent license expires.
    • Individuals licensed prior to July 2, 2010 as a life settlement broker who do not hold a life agent license or who have held a life agent license less than one year will be initially issued a one-year life settlement broker license.  After one year they will either apply to renew the one-year life settlement broker license or if qualified, renew for a two-year life producer notification.
Course Repetition Rules

A course may not be taken for credit more than once within a 2-year license term. Within the first 4 years of selling LTC products, producers may only repeat an LTC course every 24 months from the original course completion date.

CE Carryover Allowance

Excess hours may be carried forward to the next year. Excess hours from an approved ethics, annuity or LTC course are carried over as general credit only. 

CE Exemptions

Licensees are exempt from continuing education if one of the following is true:

  • 70 years of age or older
  • 30 continuous years as a licensee in good standing in the State of California without any disciplinary action
Final Exam Requirements

Exam proctor requirements 

Self-study final exams are not required to be monitored.

Exam rules 

Self-study final exams are closed book. Licensees may not refer to the course material while the exam is in progress. The final exam must be passed with a score of 70 percent or higher to receive credit. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

Last Updated
Wednesday, November 30th, -0001
Disclaimer

Net Study provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither Net Study nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.

State Contact Information

California Department of Insurance
Phone: (800) 967-9331

Mailing Address:
California Department of Insurance
Producer Licensing Bureau
320 Capitol Mall
Sacramento, CA 95814-4309