Lines of Authority

A line of authority refers to the category of insurance an Insurance Producer sells, solicits or negotiates. These lines are granted by the state’s insurance regulatory agency and determine the scope of practice for the producer. Producers need a license…Continue Reading →

Surplus Lines: What do they cover?

We can see how Surplus Lines fill the gaps in traditional insurance policies. You might wonder who would need such a policy and why. Here are some examples: Specialized Property Insurance High-Value Homes These can include unique features like specialty…Continue Reading →

What Is A Surplus Line?

Surplus lines of insurance play a critical role in ensuring that people and businesses can obtain coverage for unique or high-risk events when traditional insurers cannot accommodate their needs. Surplus lines often require specialized underwriting that standard insurers are unwilling…Continue Reading →