CA 4 Hour Annuity Training: Fixed, Variable and Index Annuity Contract - CA

Insurance Continuing Education in California

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4 credit hours

If purchased today, this course must be completed by:
January 27, 2021


This course was developed specifically to meet the 4 hour mandatory training requirement for California resident and non-resident agents selling or soliciting annuity products. The course was designed around the California approved outline for training. At the conclusion of this four-hour course, the student should:

  • Understand the producer’s legal and ethical obligations toward the consumer (and to the insurer and to regulatory authorities) with regard to the suitability of annuity product recommendations;
  • Be able to define “suitability”;
  • Be able to define the types of information that must be obtained from the consumer in order to make suitable annuity product purchase recommendations;
  • Be able to identify the product features and circumstances where an annuity product would be suitable and it would be unsuitable for a consumer;
  • Identify the regulatory requirements that have been enacted to protect the senior consumer during the purchase and exchange of annuity products;
  • Identify how violations of suitability standards may be identified; and
  • Know and understand the penalties provided for violations of applicable laws.


  • Introduction to California Annuity Regulation
  • Common Annuity Contract Provisions and Characteristics
  • Fixed, Indexed and Variable Annuities Compared
  • Sales Practices and Suitability

Exam Details

Need Proctor?No
Question Count:25
Passing Grade:70%
Attempts to Pass:Unlimited

Course Details

Course Number:298610
State-Approved Name:Paul J. Winn - CA 4-Hour Annuity Training: Fixed, Variable and Index Annuity Contract Provisions
Provider Number:38124
Topics Covered:Annuities, Financial Planning, Life
Approved Credits
4 credits in CE - Annuity 4 Hour Training

Rules for California Insurance Continuing Education

  • Course material may not be downloaded.
  • Exam is closed book.
  • The state of California requires providers to restrict access to the final exam until a student has completed the course material in its entirety. For courses delivered online in their entirety, we have put in place a Course Material Verification (CMV) code which can be found on the last page of your training materials. This code will be required prior to accessing the final exam. For correspondence courses, exam access instructions are delivered as part of the hard copy of your materials.
  • The state of California charges an additional fee of 65 cents per credit hour.