CA 4 Hour Annuity Training: Fixed, Variable and Index Annuity Contract - CA

Insurance Continuing Education in California

Add to Cart


4 credit hours

If purchased today, this course must be completed by:
July 31, 2021


This course was developed specifically to meet the 4 hour mandatory training requirement for California resident and non-resident agents selling or soliciting annuity products. The course was designed around the California approved outline for training. At the conclusion of this four-hour course, the student should:

  • Understand the producer’s legal and ethical obligations toward the consumer (and to the insurer and to regulatory authorities) with regard to the suitability of annuity product recommendations;
  • Be able to define “suitability”;
  • Be able to define the types of information that must be obtained from the consumer in order to make suitable annuity product purchase recommendations;
  • Be able to identify the product features and circumstances where an annuity product would be suitable and it would be unsuitable for a consumer;
  • Identify the regulatory requirements that have been enacted to protect the senior consumer during the purchase and exchange of annuity products;
  • Identify how violations of suitability standards may be identified; and
  • Know and understand the penalties provided for violations of applicable laws.


  • Introduction to California Annuity Regulation
  • Common Annuity Contract Provisions and Characteristics
  • Fixed, Indexed and Variable Annuities Compared
  • Sales Practices and Suitability

Exam Details

Need Proctor?No
Question Count:25
Passing Grade:70%
Attempts to Pass:Unlimited

Course Details

Course Number:298610
Approved Title:Paul J. Winn - CA 4-Hour Annuity Training: Fixed, Variable and Index Annuity Contract Provisions
Provider Number:38124
Topics Covered:Annuities, Financial Planning, Life
Approved Credits
4 credits in CE - Annuity 4 Hour Training

Rules for California Insurance Continuing Education

  • Course material may not be downloaded.
  • Exam is closed book.
  • The state of California requires providers to restrict access to the final exam until a student has completed the course material in its entirety.
  • California's CE vendor, Vertafore, charges an additional fee of 65 cents per credit hour for us to electronically upload course completions directly to your CE transcript.