Kentucky Insurance Continuing Education

Insurance CE Course Catalog

Need more than one course? Save big with a membership.

Become a member and get one year of unlimited access to our nationwide catalog for just $45!

Click here for details.

Course NameCreditsPrice
View Details4 Hour Refresher Mandatory LTC Training (Version A)4$45.00
View Details4 Hour Refresher Mandatory LTC Training (Version B)4$45.00
View Details8 Hour Initial Mandatory LTC Training8$45.00
View DetailsACA: Medicare and Medicaid12$45.00
View DetailsAlternative Dispute Resolution8$45.00
View DetailsAnnuities (Meets NAIC 2010 Suitability Guidelines)4$19.95
View DetailsAnti-Money Laundering3$19.95
View DetailsBusiness Life and Disability5$29.75
View DetailsCollege Education and Funding5$24.75
View DetailsDesigning Qualified Plans3$19.95
View DetailsDisability Insurance Products and Principles3$19.95
View DetailsEmployer Sponsored Retirement Plans4$23.80
View DetailsEstate Tax Planning3$19.95
View DetailsEthical Principles and Practices Affecting Insurance4$23.80
View DetailsEthics for Insurance Professionals3$19.95
View DetailsEthics in Business3$19.95
View DetailsHealth Insurance Concepts2$19.95
View DetailsHealthcare Reform: Pre-Existing Conditions, Benefit Limits, Rescission & Patient Protection Rules3$19.95
View DetailsHIPAA Principles and Provisions3$19.95
View DetailsInsurance Ethics: Making the Right Decisions3$19.95
View DetailsIntroduction to Life Insurance1$19.95
View DetailsIRAs4$23.80
View DetailsLife and Health Insurance Concepts2$19.95
View DetailsLife Insurance Policies10$45.00
View DetailsLife, Annuity and Disability Insurance8$45.00
View DetailsManaged Health Care1$19.95
View DetailsMedicare and the Rx Drug Benefit Program2$19.95
View DetailsMedicare Fraud12$45.00
View DetailsMedicare, Medigap, Medicaid12$45.00
View DetailsPersonal Life Insurance Planning4$19.95
View DetailsProperty and Casualty Concepts3$19.95
View DetailsTax Sheltered Annuities5$24.75
View DetailsThe New Medicare Rx Program2$19.95
View DetailsVariable Universal Life4$19.95
View DetailsWhite Collar Crime15$45.00
Required CE Hours

Producers (Life & Health and Property)

24 CE hours*, including 3 hours of ethics, are required every 2-year license term.

*See Category Restrictions and Special Training/Education Requirements below.

Life Settlement Broker

24 CE hours*, including 3 hours of life settlements, 3 hours of life insurance, and 3 hours of ethics, are required every 2-year license term.

*See Category Restrictions and Special Training/Education Requirements below.

Special Training/Education Requirements

Category restrictions

Producers must complete 3 hours in approved ethics courses.  At least 6 of the 24 required CE hours must be completed in a line of authority held by the licensee, EXCEPT adjusters who may take all courses in property and casualty.  Excess ethics hours will go towards the optional hour requirement only.

Annuity Training

Before selling, soliciting, or negotiating annuity products in Kentucky, producers must complete a one-time annuity training course approved for at least 4 hours*Residents who satisfy the training requirements of another state that are similar to the Kentucky law will be deemed compliant for the Kentucky requirement. 

Long-Term Care Partnership (LTCP)

  • Initial 8-hour LTCP training requirement: All Kentucky producers who sell, solicit, or negotiate LTC partnership policies must complete 8 hours of state-approved Kentucky LTCP training before selling, soliciting, or negotiating LTCP policies. Producers may take any 8-hr NAIC approved LTC course for use in any licensed state.
  • Ongoing 4-hour LTCP training requirement: After completing the 8-hour initial training requirement, LTCP producers must complete 4 hours of state-approved Kentucky LTCP training each 2-year license term thereafter. Producers may take any 4-hr NAIC approved LTC course for use in any licensed state.

Flood Insurance

All Kentucky property producers authorized to sell federal flood insurance policies must complete a one-time 3-hour course approved for National Flood Insurance Program (NFIP) training.

Non-Resident CE Requirements

Nonresident producers can renew their licenses at www.nipr.com. Check the Department of Insurance’s Web site at http://insurance.ky.gov/ to confirm that a license has been renewed.

Special Training/Education Requirements

Annuity Training

Before selling, soliciting, or negotiating annuity products in Kentucky, producers must complete a one-time annuity training course approved for at least 4 hours *Nonresidents who satisfy the training requirements of another state that are similar to the Kentucky law will be deemed compliant for the Kentucky requirement. 

License Term

The license term is every 2 years based on the last day of the producer’s birth month in odd- or even-numbered years. Producers born in an even-numbered year are required to complete their CE in even-numbered years. Producers born in an odd-numbered year are required to complete their CE in odd-numbered years.

Course Repetition Rules

A course may not be taken for credit more than once within a 2-year license term.

CE Carryover Allowance

A maximum of 12 excess CE hours may be carried forward to the next 2-year license term. 

Note: Excess hours in ethics will carry forward as general credit.

CE Exemptions

The following individuals are exempt from CE requirements:

  • Producers who hold limited lines of authority under agent licenses
  • Producers who have not been licensed for a full year by the CE compliance date
  • Producers who hold nonresident licenses and have met the CE requirements of their home states
  • Producers who hold a license for the sole purpose of receiving renewals or deferred commissions and providing the office with a support affidavit
  • Nonresident adjusters who are licensed and in good standing in their resident state or designated home state.  If the license terminates in their resident or designated home state their KY nonresident license will terminate and must be immediately surrendered.
Final Exam Requirements

Exam proctor requirements

Self-study final exams do not require a monitor.

Exam rules

Self-study final exams are open book. Producers may refer to the course material as often as needed. The final exam must be passed with a score of 70 percent or higher to receive credit. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

Roster Fees

None.

Disclaimer

Net Study provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither Net Study nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.

State Contact Information
Kentucky Department of Insurance
Phone: 502-564-6004
Fax: 502-564-6030
Email: DOI.AgentLicensingMail@ky.gov
 
Mailing Address:
215 W. Main St.
Frankfurt, KY 40601