Producers
24 CE hours*, including 3 hours of ethics, are required every 2-year license term.
*See Special Training/Education Requirements below.
Limited Lines
Producers who sell only pre-need burial insurance contracts or who engage solely in telemarketing insurance products using a scripted presentation that has been filed with and approved by the Insurance Commissioner must complete 6 CE hours, including 3 hours of ethics.
Special Training/Education Requirements
Annuity Training Requirements
Before selling, soliciting, or negotiating annuity products in West Virginia producers must complete a one-time annuity training course approved for at least 4 hours.
Long-Term Care (LTC) Insurance
- Initial 8-hour LTC training Requirement: Before selling, soliciting or negotiating LTC insurance products in West Virginia producers must complete a one-time state-approved training course of no less than 8 hours.
- Ongoing 4-hour LTC training Requirement: A 4-hour state-approved follow-up course must be completed every 2-year licensing period after the period in which initial training was completed. LTC training courses count toward the producer’s 24-hour CE requirement.
Flood Insurance
Resident producers who sell federal flood insurance policies must complete a one-time 3-hour course approved for National Flood Insurance Program (NFIP).
Special Training/Education Requirements
Annuity Training Requirements
Before selling, soliciting, or negotiating annuity products in West Virginia producers must complete a one-time annuity training course approved for at least 4 hours. *Nonresidents who satisfy the training requirements of another state that are similar to West Virginia's law will be deemed compliant for West Virginia's requirement.
Long-Term Care (LTC) Insurance
Nonresident producers may take an 8 hour NAIC course approved for use in any licensed state.
The license expiration date is the last day of the producer's birth month every two years. To view the birth month conversion chart click here.
*Effective Immediately: The CE compliance period is every two years ending on the license expiration date. To view the notice regarding the continuing education biennium change click here.
- Producers licensed on or before June 30, 2011: He/She was required to be in compliance by the June 30, 2012 CE compliance date. The producer will not be required to be in compliance by the expiration date currently on his/her license. The continuing education compliance end date will be at the second renewal after the end of the June 30, 2012 biennium. For example, if the producers first active date is 7/28/2008 and their first renewal expiration date is 1/31/2013, then their first CE compliance date will be 1/31/2015.
- Producers licensed on or after July 1, 2011: He/She is required to be in compliance with CE by the expiration date currently listed on the license.
A course may not be taken for credit more than once within a 2-year license term.
Up to 6 hours may be carried over to the next reporting period for those who must complete more than 6 hours of CE during a reporting period. West Virginia does not allow for the carry-over of Ethics or Long-Term Care credits. These credits will be carried over as general credits.
The following individuals are exempt from CE requirements:
- Individuals licensed only for limited lines credit
- Individuals holding limited lines licenses for which an exam is not required
- Adjusters
- Nonresident producers
Exam proctor requirements
Self-study final exams must be monitored by a disinterested third party. The monitor can be any impartial person who is not concerned with the result of the examination or the success of the student. The monitor cannot be related by family to the student. (Examples of impartial monitors are teachers, librarians, church leaders, neighbors, etc.)
Exam rules
Self-study final exams are closed book. Students may not refer to the course material while the exam is in progress. The final exam must be passed with a score of 70 percent or higher to receive credit. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.
A roster fee of $1.40 per CE hour is required to process course completion hours in West Virginia and will be added to the order upon checkout.
Net Study provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither Net Study nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.
Phone: 304-558-0610
Fax: 304-558-4966
Email: Agent.Licensing@wvinsurance.gov
Mailing Address:
Agents Licensing & Education
P.O. Box 50540
Charleston, WV 25305