Kentucky Insurance CE


Continuing Education That Is:

Convenient

Same-day processing

Study at your own pace

Unlimited free exam retakes

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Low prices + High quality

No hidden or recurring fees

Unlimited CE memberships

Compliant

100% state approved

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Satisfaction guaranteed

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Are you an approved provider of CE in Kentucky?

Yes. Our Kentucky state approval number is: S13051.

How long will it take to have my credits processed?

Most students will have their credits processed the same day on which they complete their final exam. If a course is completed outside of our normal business hours, these credits will be processed on the morning of the next business day. Once your credits have been successfully filed, you will receive a notification email that also contains your Certificate of Completion.

Do I need a proctor during my exam?

No. Self-study final exams do not require a monitor.

What are the requirements for my course's final exam?

Self-study final exams are open book. Producers may refer to the course material as often as needed. Most of our courses allow you to download the class materials as a PDF. Please check the details page of your desired course to see if such material is available.

The final exam must be passed with a score of 70 percent or higher to receive credit. Students have unlimited attempts to pass the exam.

Are there filing fees in Kentucky?

No. There are no processing fees in this state.

Are there time limits on my course or exam?

No. You may spend as much time with the course material as you feel necessary, and you may come and go from that material as often as you like. There is no time limit on our exams, however all exams must be completed within one sitting. Once started, if an exam is abandoned for any reason you will need to begin that exam from the beginning when you next return.

Do take special note that every course has an expiration date, which is based on both the state approval and your website purchase date. In order to receive credit you must complete the course before that expiration date.

What are the resident CE requirements in Kentucky?

Producers (Life & Health and Property)

24 CE hours*, including 3 hours of ethics, are required every 2-year license term.

*See Category Restrictions and Special Training/Education Requirements below.

Life Settlement Broker

24 CE hours*, including 3 hours of life settlements, 3 hours of life insurance, and 3 hours of ethics, are required every 2-year license term.

*See Category Restrictions and Special Training/Education Requirements below.

 

Special Training/Education Requirements

Category restrictions

  • Producers must complete 3 hours in approved ethics courses.  At least 6 of the 24 required CE hours must be completed in a line of authority held by the licensee, EXCEPT adjusters who may take all courses in property and casualty.  Excess ethics hours will go towards the optional hour requirement only.

Annuity Training

  • Before selling, soliciting, or negotiating annuity products in Kentucky, producers must complete a one-time annuity training course approved for at least 4 hours. *Residents who satisfy the training requirements of another state that are similar to the Kentucky law will be deemed compliant for the Kentucky requirement. 

Long-Term Care Partnership (LTCP)

  • Initial 8-hour LTCP training requirement: All Kentucky producers who sell, solicit, or negotiate LTC partnership policies must complete 8 hours of state-approved Kentucky LTCP training before selling, soliciting, or negotiating LTCP policies. Producers may take any 8-hr NAIC approved LTC course for use in any licensed state.

  • Ongoing 4-hour LTCP training requirement: After completing the 8-hour initial training requirement, LTCP producers must complete 4 hours of state-approved Kentucky LTCP training each 2-year license term thereafter. Producers may take any 4-hr NAIC approved LTC course for use in any licensed state.

Flood Insurance

  • All Kentucky property producers authorized to sell federal flood insurance policies must complete a one-time 3-hour course approved for National Flood Insurance Program (NFIP) training.
What are the non-resident CE requirements in Kentucky?

Nonresident producers can renew their licenses at www.nipr.com. Check the Department of Insurance’s Web site at http://insurance.ky.gov/ to confirm that a license has been renewed.

 

Special Training/Education Requirements

Annuity Training

  • Before selling, soliciting, or negotiating annuity products in Kentucky, producers must complete a one-time annuity training course approved for at least 4 hours.  *Nonresidents who satisfy the training requirements of another state that are similar to the Kentucky law will be deemed compliant for the Kentucky requirement. 
When do I need to have my CE completed?

The license term is every 2 years based on the last day of the producer’s birth month in odd- or even-numbered years. Producers born in an even-numbered year are required to complete their CE in even-numbered years. Producers born in an odd-numbered year are required to complete their CE in odd-numbered years.

May I re-take a course for credit that I have already completed successfully?

A course may not be taken for credit more than once within a 2-year license term.

Is there a CE carryover allowance in Kentucky?

A maximum of 12 excess CE hours may be carried forward to the next 2-year license term. 

Note: Excess hours in ethics will carry forward as general credit.

Are there any CE exemptions in Kentucky?

The following individuals are exempt from CE requirements:

  • Producers who hold limited lines of authority under agent licenses
  • Producers who have not been licensed for a full year by the CE compliance date
  • Producers who hold nonresident licenses and have met the CE requirements of their home states
  • Producers who hold a license for the sole purpose of receiving renewals or deferred commissions and providing the office with a support affidavit
  • Nonresident adjusters who are licensed and in good standing in their resident state or designated home state.  If the license terminates in their resident or designated home state their KY nonresident license will terminate and must be immediately surrendered.
How may I contact the state of Kentucky?
Kentucky Department of Insurance
Phone: 502-564-6004
Fax: 502-564-6030
Email: DOI.AgentLicensingMail@ky.gov
 
Mailing Address:
215 W. Main St.
Frankfurt, KY 40601
Here are some additional links that we believe you may find helpful:
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Disclaimer: InsuranceStudy provides this information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither InsuranceStudy nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice. We encourage you to contact the relevant licensing body and/or your carrier to find the most up-to-date and personally relevant requirements.