Healthcare Reform: Pre-Existing Conditions, Benefit Limits, Rescission & Patient Protection Rules
Insurance Continuing Education in Michigan
- 3 credit hours
- 25-question final exam, 70% to pass
- Proctor required for the exam
- Unlimited attempts to pass
- PDF download available
Michigan insurance continuing education requires an impartial third-party proctor be present during your final exam. A suitable proctor is a person who has no financial interest in the success or failure of a licensee maintaining an insurance license. The disinterested third party must also certify the exam was closed-book and no other assistance was used to obtain a passing score on the exam.The proctor cannot be a friend, relative or in the direct line of employ of the licensee, nor anyone with a financial interest in the exam result. Make sure to return your signed proctor affidavit within 10 days of completing the course. Failure to return the signed form may forfeit your CE for this program.
Price: $15.95
If purchased today, this course must be completed by September 15, 2027 (309 Days)
Description
In this course you will be introduced to terms and concepts used in connection with the Patient Protection and Affordable Care Act (Act) signed into law on March 23, 2010, and the Regulations for its implementation. Each new term is defined in the text and included in the Glossary. The concepts are explained and, where appropriate, are demonstrated through the use of examples.
At the conclusion of each module, a quiz is presented to test your comprehension of the material in that module. A response is given to the answers you select to the quiz questions affirming the correct choice or explaining why the choice you selected was incorrect.
Upon completion of this course, you should be able to
- explain the rules applicable to grandfathered health plans;
- describe the effective dates and rules governing the use of pre-existing condition exclusions in group and individual health insurance plans;
- discuss the annual and lifetime benefit limit rules applicable to essential health benefits under healthcare reform legislation;
- identify the conditions that would permit an insurer to rescind health insurance coverage and the applicable notice requirements; and
- explain the patient protection provisions of healthcare reform.
Although no specific course prerequisite is necessary for a full understanding of the material presented in this course, students should possess a solid, working knowledge of group and individual health insurance.
Course Details
Optional Credits
If you take this course you may also choose to earn the following additional credit:
- American College CE (PACE)
Final Exam
- Need Proctor?
- Yes
- Question Count
- 25
- Passing Grade
- 70%
- Attempts to Pass
- Unlimited
Rules
Rules for Michigan Insurance Continuing Education
- This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
- Exam is closed book.
- The state of Michigan charges an additional fee of $1.00 per credit hour.
- Michigan credits a course once per 2-year compliance period, so you may take the same course again for credit after your license has renewed.
Approval Info
- Course Number
- 97482
- Approved Title
- Healthcare Reform: Pre-Existing Conditions, Benefit Limits, Rescission & Patient Protection Rules
- Approved Credits
- 3 credits in Life, Accident & Health
- Provider
- InsuranceStudy
- Provider Number
- 0499
- Topics Covered
- Life and Health Insurance, Healthcare Reform, Law and Legislation, Health Insurance
- Program Level
- Intermediate