Michigan Insurance CE


Continuing Education That Is:

Convenient

Same-day processing

Study at your own pace

Unlimited free exam retakes

Affordable

Low prices + High quality

No hidden or recurring fees

Unlimited CE memberships

Compliant

100% state approved

Expert, friendly staff

Satisfaction guaranteed

Browse our Michigan Courses

Are you an approved provider of CE in Michigan?

Yes. Our Michigan state approval number is: 0499.

How long will it take to have my credits processed?

Most students will have their credits processed the same day on which we receive their signed affidavit, issued upon completion of their final exam. If an affidavit is received outside of our normal business hours, these credits will be processed on the morning of the next business day. Once your credits have been successfully filed, you will receive a notification email that also contains your Certificate of Completion.

Do I need a proctor during my exam?

Michigan insurance continuing education requires an impartial third-party proctor be present during your final exam. The proctor cannot be a friend, relative or co-worker of the licensee, nor anyone with a financial interest in the exam result.

What are the requirements for my course's final exam?

Self-study final exams are closed book. Licensees may not refer to the course material while the exam is in progress.

The final exam must be passed with a score of 70 percent or higher to receive credit. Students have unlimited attempts to pass the exam.

Are there filing fees in Michigan?

A roster fee of $1.00 per credit is required to process course credits in this state. This fee will be added to your order total during checkout and is then sent by us to the state upon completion.

Are there time limits on my course or exam?

No. You may spend as much time with the course material as you feel necessary, and you may come and go from that material as often as you like. There is no time limit on our exams, however all exams must be completed within one sitting. Once started, if an exam is abandoned for any reason you will need to begin that exam from the beginning when you next return.

Do take special note that every course has an expiration date, which is based on both the state approval and your website purchase date. In order to receive credit you must complete the course before that expiration date.

What are the resident CE requirements in Michigan?

Producers

24 CE hours*, including 3 hours of ethics, are required every 2-year license term.  If a licensee completes more than 3 credits in ethics, the additional credits beyond the 3 required ethics credits will count toward the "other" 21 credits needed.

*See Special Training/Education Requirements below.

 

Special Training/Education Requirements

Annuity Training

  • All licensed producers must complete a one-time annuity training course approved for at least 4 hours prior to selling, soliciting, or negotiating annuity products.  

Long-Term Care (LTC)

  • Initial LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Michigan, producers must complete an initial state-approved LTC training course.

  • Ongoing LTC training requirement: After completing the initial training requirement, producers must complete state-approved LTC training every 24 months thereafter. 

Flood Insurance

  • All Michigan producers who are authorized to sell flood insurance must complete a one-time, 3-hour course approved for National Flood Insurance Program (NFIP) training. 
What are the non-resident CE requirements in Michigan?

Michigan is reciprocal with all other states.  By meeting your home state CE requirements you will automatically comply with Michigan's requirements. You are not required to submit proof of CE compliance to our office. 

 

Special Training/Education Requirements

Annuity Training

  • All licensed producers must complete a one-time annuity training course approved for at least 4 hours prior to selling, soliciting, or negotiating annuity products.

  • Note: Nonresidents who satisfy the training requirements of another state that are similar to Michigan's law will be deemed compliant for Michigan's requirement.

Long-Term Care (LTC)

  • Initial LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Michigan, producers must complete an initial state-approved LTC training course.

  • Ongoing LTC training requirement: After completing the initial training requirement, producers must complete state-approved LTC training every 24 months thereafter.  

When do I need to have my CE completed?

The license term is every 2 years, based on the first day of the producer’s birth month in odd- or even-numbered years. 

  • Producers born in an odd-numbered year are required to complete their CE by the first day of their birth month in the next odd year and every two years thereafter.
  • Producers born in an even-numbered year are required to complete their CE by the first day of their birth month in the next even year and every two years thereafter.
  • Your first CE review date must allow you at least 12 months to complete 24 CE credits after your license is first approved.
May I re-take a course for credit that I have already completed successfully?

A course may not be taken for credit more than once within a 2-year license term.

Is there a CE carryover allowance in Michigan?

Effective July 1, 2018: If a licensee completes additional CE hours in the current review period, up to 12 may be applied (carried over) to the next review period. Licensees must first be compliant with their current CE review period requirements to be eligible for carryover credit hours. All carried over credit hours (earned as Ethics or General) will count toward the General hours requirement when carried over to the next review period.

Are there any CE exemptions in Michigan?

The following individuals are exempt from CE requirements:

  • Those who hold a limited life license
  • Those who hold a turkey, crop, and hail license
  • Those who hold a travel, accident, and baggage license
  • Those who hold a title license
  • Those who hold a credit products license
How may I contact the state of Michigan?
Michigan Department of Insurance and Financial Services
Phone: 517-373-0220
Fax: 877-999-6442
Email: ofir-info@michigan.gov
 
Mailing Address:
P.O. Box 30220
Lansing, MI 48909
Here are some additional links that we believe you may find helpful:
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Disclaimer: InsuranceStudy provides this information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither InsuranceStudy nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice. We encourage you to contact the relevant licensing body and/or your carrier to find the most up-to-date and personally relevant requirements.