Rhode Island Insurance CE


Continuing Education That Is:

Convenient

Same-day processing

Study at your own pace

Unlimited free exam retakes

Affordable

Low prices + High quality

No hidden or recurring fees

Unlimited CE memberships

Compliant

100% state approved

Expert, friendly staff

Satisfaction guaranteed

Browse our Rhode Island Courses

Are you an approved provider of CE in Rhode Island?

Yes. Our Rhode Island state approval number is: 511.

How long will it take to have my credits processed?

Most students will have their credits processed the same day on which they complete their final exam. If a course is completed outside of our normal business hours, these credits will be processed on the morning of the next business day. Once your credits have been successfully filed, you will receive a notification email that also contains your Certificate of Completion.

Do I need a proctor during my exam?

This state will require you to complete an Affidavit of Personal Responsibility as part of the exam process. *New!* The affidavit is now completed online as part of the final exam.

What are the requirements for my course's final exam?

Self-study final exams are closed book. Licensees may not refer to the course material while the exam is in progress.

The final exam must be passed with a score of 70 percent or higher to receive credit. Students have unlimited attempts to pass the exam.

Are there filing fees in Rhode Island?

A roster fee of $1.00 per credit is required to process course credits in this state. This fee will be added to your order total during checkout and is then sent by us to the state upon completion.

Are there time limits on my course or exam?

No. You may spend as much time with the course material as you feel necessary, and you may come and go from that material as often as you like. There is no time limit on our exams, however all exams must be completed within one sitting. Once started, if an exam is abandoned for any reason you will need to begin that exam from the beginning when you next return.

Do take special note that every course has an expiration date, which is based on both the state approval and your website purchase date. In order to receive credit you must complete the course before that expiration date.

What are the resident CE requirements in Rhode Island?

Producers

24 CE hours*, including 3 hours in ethics, are required every 2-year license term.

*See Special Training/Education Requirements below.

 

Special Training/Education Requirements

Annuity Training Requirement

  • All licensed producers must complete a one-time annuity training course approved for at least 4 hours prior to selling, soliciting, or negotiating annuity products.

Long-Term Care (LTC) Insurance

  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Rhode Island, producers must complete an initial 8-hour NAIC LTC course approved in any state.

  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, producers must complete 4 hours of state-approved LTC training every 24-month period.

Flood Insurance

  • Producers who write flood insurance must complete a one-time 3-hour training class on flood insurance and the National Flood Insurance Program (NFIP). 
What are the non-resident CE requirements in Rhode Island?

Non-resident licensees who meet continuing education requirements established by the insurance department in their home state do not have CE requirements if the home state is reciprocal with the State of Rhode Island.  Nonresident producers who have not completed a NAIC LTC training course in another state have special training or education requirements as described below:

 

Special Training/Education Requirements

Long-Term Care (LTC) Insurance

  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Rhode Island, nonresident licensees must complete an initial 8-hour NAIC LTC training course approved in any state.

  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, producers must complete 4 hours of approved LTC training every 24-month period. 

When do I need to have my CE completed?

The license renewal date is the last day of the producer’s birth month, every 2 years

May I re-take a course for credit that I have already completed successfully?

Courses may not be taken for credit more than once within a renewal cycle. 

Is there a CE carryover allowance in Rhode Island?

A maximum of 12 hours may be carried over to the next 2-year license term. Excess ethics hours will be carried over as general hours.

Are there any CE exemptions in Rhode Island?

The following are exempt from Rhode Island CE requirements:

  • Residents holding licenses for which a licensing examination is not required
  • Limited line credit insurance licensees
  • Adjusters and appraisers
  • Nonresident licensees who meet the CE requirements established by the insurance department in their home state if the home state is reciprocal with the State of Rhode Island. Nonresident producers are not exempt from the NAIC LTC training requirement. See “Nonresident CE Requirements” above for further information.
  • Individuals who are at least 55 years old at the time of renewal and have been licensed continuously for 25 years without lapse.
  • Individuals who are at least 60 years old by July 3, 2004 and have been licensed continuously for at least 20 years without lapse at the time of renewal.
How may I contact the state of Rhode Island?
Rhode Island Department of Business Regulation
Phone: 401-462-9520
Fax: 401-462-9602
Web site: http://www.dbr.ri.gov/
 
Mailing Address:
State of Rhode Island and Providence Plantations
Department of Business Regulation
Licensing Division
1511 Pontiac Ave., Bldg 69-2
Cranston, RI 02920
Browse our Rhode Island Courses

Disclaimer: InsuranceStudy provides this information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither InsuranceStudy nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice. We encourage you to contact the relevant licensing body and/or your carrier to find the most up-to-date and personally relevant requirements.