Maryland Insurance CE


Continuing Education That Is:

Convenient

Same-day processing

Study at your own pace

Unlimited free exam retakes

Affordable

Low prices + High quality

No hidden or recurring fees

Unlimited CE memberships

Compliant

100% state approved

Expert, friendly staff

Satisfaction guaranteed

Browse our Maryland Courses

Are you an approved provider of CE in Maryland?

Yes. Our Maryland state approval number is: 208000.

How long will it take to have my credits processed?

Most students will have their credits processed the same day on which they complete their final exam. If a course is completed outside of our normal business hours, these credits will be processed on the morning of the next business day. Once your credits have been successfully filed, you will receive a notification email that also contains your Certificate of Completion.

Do I need a proctor during my exam?

No. Self-study final exams do not require a monitor.

What are the requirements for my course's final exam?

Self-study final exams are closed book. Licensees may not refer to the course material while the exam is in progress.

The final exam must be passed with a score of 70 percent or higher to receive credit. Students have unlimited attempts to pass the exam.

Are there filing fees in Maryland?

A roster fee of $1.00 per credit is required to process course credits in this state. This fee will be added to your order total during checkout and is then sent by us to the state upon completion.

Are there time limits on my course or exam?

No. You may spend as much time with the course material as you feel necessary, and you may come and go from that material as often as you like. There is no time limit on our exams, however all exams must be completed within one sitting. Once started, if an exam is abandoned for any reason you will need to begin that exam from the beginning when you next return.

Do take special note that every course has an expiration date, which is based on both the state approval and your website purchase date. In order to receive credit you must complete the course before that expiration date.

What are the resident CE requirements in Maryland?

Producers - Life & Health; Property & Casualty

24 CE hours*, including 3 hours of ethics, are required every 2-year license term.

*See Special Training/Education Requirements below.

 

Special Training/Education Requirements

Category restrictions

  • For combined Life/Health and Property/Casualty producers, the student must complete at least 6 hours (25%) of the 24-hour requirement in each line. The remaining 12 hours may be fulfilled in either line. 
  • Note: Courses approved for Flood will only meet the Flood requirement and will not satisfy the minimum 6 hours required to be completed for the Property/Casualty line.

Annuity Training Requirements

  • Before selling, soliciting, or negotiating annuity products in Maryland, producers must complete a one-time annuity training course approved for at least 4 hours. 

Long-Term Care (LTC)

Continuing Education Requirement

  • If a producer sells, solicits or negotiates long term care insurance, the continuing education requirement under MD law requires a producer to complete 2 continuing education hours in long term insurance.

Training Program Requirement

  • Initial 8-hour LTCP training requirement: Before selling, soliciting, or negotiating LTCP insurance products in Maryland, producers must complete an initial 8-hour, state-approved LTC training course. Producers may take any 8-hr NAIC approved LTC course for use in any licensed state.
  • Ongoing 4-hour LTCP training requirement: After completing the 8-hour initial training requirement, LTCP producers who still sell, solicit, or negotiate LTCP policies, must complete 4 hours of state-approved Maryland LTC training every 2 years thereafter. Producers may take any 4-hr NAIC approved LTC course for use in any licensed state.

Flood Insurance

  • All Maryland producers authorized to sell flood insurance policies must complete 2 hours of flood approved courses every 2 years. 
What are the non-resident CE requirements in Maryland?

Nonresident producers are not required to complete the Maryland CE requirements as long as the producer has met the continuing education requirements for his or her home state. If the home state does not have a CE requirement, the producer must complete the CE requirements for Maryland. Nonresident producers may complete all of the Maryland CE requirements through self-study.

 

Special Training/Education Requirements

Annuity Training Requirements

  • Before selling, soliciting, or negotiating annuity products in Maryland, producers must complete a one-time annuity training course approved for at least 4 hours.  *Nonresidents who satisfy the training requirements of another state that are similar to Maryland's law will be deemed compliant for Maryland’s requirement. 

Long-Term Care Partnership (LTCP)

  • Initial 8-hour LTCP training requirement: Before selling, soliciting, or negotiating LTCP insurance products in Maryland, producers must complete an initial 8-hour, state-approved LTC training course. Nonresident producers may take any 8-hr NAIC approved LTC course for use in any licensed state.

  • Ongoing 4-hour LTCP training requirement: After completing the 8-hour initial training requirement, LTCP producers who still sell, solicit, or negotiate LTCP policies, must complete 4 hours of state-approved Maryland LTC training every 2 years thereafter. Nonresident producers may take any 4-hr NAIC approved LTC course for use in any licensed state.

When do I need to have my CE completed?

The license term is every 2 years ending on the last day of the producer's birth month.  Please note that continuing education must be completed prior to the licensee’s expiration date. For example, if the producer’s license expires on May 20, courses must be completed on or before May 19.

May I re-take a course for credit that I have already completed successfully?

A course may not be taken for credit more than once within a 2-year license term. If a course is repeated in two consecutive 2-year license terms, there must be at least 6 months between the course completions to receive credit.

Is there a CE carryover allowance in Maryland?

Excess CE hours may not be carried forward to the next 2-year license term.

Are there any CE exemptions in Maryland?

The following individuals are exempt from CE requirements:

  • If prior to October 1, 2008 a resident licensee has been consecutively licensed for 25 or more years their continuing education requirement is 8 hours.
  • Individuals authorized to sell only HMO coverage, travel insurance, and credit insurance
  • Maryland attorneys who hold a producer license to sell title insurance and are in good standing with the Maryland Court of Appeals
  • Nonresident producers who have met the continuing education requirements of their home state.
How may I contact the state of Maryland?
Maryland Insurance Administration
Phone: 888-204-6198
Fax: 410-468-2399
Web site: insurance.maryland.gov
 
Mailing Address:
200 St. Paul Place, Suite 2700
Baltimore, MD 21202
 
Prometric
Phone: 800-324-4592
Fax: 800-735-7977
Email: pro.ce-services@prometric.com
Web site: www.prometric.com
Browse our Maryland Courses

Disclaimer: InsuranceStudy provides this information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither InsuranceStudy nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice. We encourage you to contact the relevant licensing body and/or your carrier to find the most up-to-date and personally relevant requirements.