Florida Insurance CE

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Are you an approved provider of CE in Florida?

Yes. Our Florida state approval number is: 363175.

Where can I look up my CE transcript?
You may look up your transcript using the following link:

https://licenseesearch.fldfs.com/

How long will it take to have my credits processed?

Most students will have their credits processed the same day on which they complete their final exam. If a course is completed outside of our normal business hours, these credits will be processed on the morning of the next business day. Once your credits have been successfully filed, you will receive a notification email that also contains your Certificate of Completion.

Do I need a proctor during my exam?

No. Self-study final exams do not require a monitor.

What are the requirements for my course's final exam?

Self-study final exams are closed book. Licensees may not refer to the course material while the exam is in progress.

The final exam must be passed with a score of 70 percent or higher to receive credit. Students have unlimited attempts to pass the exam.

Are there filing fees in Florida?

No. There are no processing fees in this state.

Are there time limits on my course or exam?

No. You may spend as much time with the course material as you feel necessary, and you may come and go from that material as often as you like. There is no time limit on our exams, however all exams must be completed within one sitting. Once started, if an exam is abandoned for any reason you will need to begin that exam from the beginning when you next return.

Do take special note that every course has an expiration date, which is based on both the state approval and your website purchase date. In order to receive credit you must complete the course before that expiration date.

What are the resident CE requirements in Florida?

New Ethics Requirement: Enforcement of the 4 Hour Law and Ethics Update requirement will begin for CE cycles that end on or after 1/31/2022. If a licensee has an outstanding CE cycle that was due before 1/31/2022, that licensee should complete a previously approved 5 Hour Law and Ethics Update course.

License Type

License Type Number Compliance Cycles 10/31/2014 or Later
Life 2-16 & 2-14 4 hours of Law and Ethics update (5-214)
20 house of Elective credits
Health 2-40 4 hours of Law and Ethics update (5-240)
20 house of Elective credits
Life and Health 2-15 & 2-18 4 hours of Law and Ethics update (5-215)
20 house of Elective credits
General Lines 2-20 4 hours of Law and Ethics update (5-220)
20 house of Elective credits
Personal Lines 20-44 4 hours of Law and Ethics update (5-220)
20 house of Elective credits
Customer Representative 4-40 & 4-42

4 hours of Law and Ethics update (5-220)
20 house of Elective credits

Industrial Fire 2-33

4 hours of Law and Ethics update (5-220)
6 hours of Elective credits

Title** 4-10 3 hours of Ethics, Rules or Compliance***
7 hours of Standard
Public Adjusters* 3-20 4 hours of Law and Ethics update (5-320)
20 hours of Elective credits
All Lines Adjusters 6-20, 5-20 & 70-20 4 hours of Law and Ethics update (5-620)
20 hours of Elective credits
Limted Surety (Bail Bond) 2-34 $ 2-37 4 hours of Law and Ethics update (5-237)
10 hours of Elective credits

Note: The table above does not reflect reductions, if applicable. Reductions are applied to the elective category.

*Public Adjusters (03-20) can only satisfy elective credits by taking CE courses specifically approved for Public Adjusters.

***The three-hour ethics requirement will be satisfied by department-approved courses in ethics, rules, or compliance with state and federal regulations relating specifically to title insurance and closing services. The course authority for title agent ethics is currently CE9908.

 

Special Training Education Requirements
Flood All Florida property and casualty producers who sell federal flood insurance policies must complete a one-time 3 hour course relating to National Flood Insurance Program (NFIP) training.
Long Term Care Partnership (LTCP) Before selling LTCP policies in Florida, producers must complete an 8-hour state approved LTCP training course. After completing the initial 8-hour training, producers continuing to sell LTCP must complete a 4-hour ongoing training every 2 calendar years after the initial completion.
What are the non-resident CE requirements in Florida?

Non-Resident Title Agents are required to complete the same CE requirements as Resident Title Agents as listed above. Reciprocity for CE compliance is not available.

Non-resident agents and adjusters of Florida who are licensed and complete continuing education requirements in a state reciprocal with Florida will not be required to complete a 4-hour course.

When do I need to have my CE completed?

Your requirement to complete continuing education hours start the day you are licensed, in which you have a full 24 months, due on the last day of your birth month, and then, every two years thereafter. [Rule 69B-228.220(1)(a), F.A.C.]

Examples:

  • Licensed - July 11, 2019
    Birth Month - June
    Compliance start date - July 1, 2020
    Due date - June 30, 2022

  • Licensed - July 11, 2020
    Birth Month - November
    Compliance start date - December 1, 2020
    Due date - November 30, 2022

  • Licensed - July 11, 2020
    Birth Month - July
    Compliance start date - August 1, 2020
    Due date - July 31, 2022

May I re-take a course for credit that I have already completed successfully?

Licensees cannot repeat the same course within 2 years from the original course completion date and receive CE credit. 

Is there a CE carryover allowance in Florida?

Excess hours accumulated during any 2-year compliance period may be carried forward to the next compliance period.

Are there any CE exemptions in Florida?

The following exemptions are available:

  • Individuals with a limited lines license that an exam is not required.
  • Individuals with any of the following limited licenses: dental representative, motor vehicle physical damage and mechanical breakdown agent and crop hail and multiple peril crop agent
  • Individuals who are officials or employees of a government entity and whose job description requires them to say current on insurance issues. Request for approval from the Florida Department of Financial Services is required.
  • Agents who meet their CE requirements in their home state will be exempt form the FL CE requirement. Proof of compliance must be by letter of certification or by the Department searching the producer database.
  • Adjusters who meet their CE requirements in their home state which reciprocates with FL or if not licensed in their home state, in another nonresident state that reciprocates with FL meets the FL CE requirement. Proof of compliance must be by letter of certification or by the Department searching the producer database. For a complete list of reciprocating states click here.
How may I contact the state of Florida?

Florida Department of Financial Services
Phone: (877) 693-5236
Email: AgentLicensing@MyFloridaCFO.com

Mailing Address:
200 E. Gaines St.
Room 419 Larson Building
Tallahassee, FL. 32399

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Disclaimer: InsuranceStudy provides this information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither InsuranceStudy nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice. We encourage you to contact the relevant licensing body and/or your carrier to find the most up-to-date and personally relevant requirements.