Florida Insurance CE
License Type |
License Type Number | Compliance Cycles 10/31/2014 or Later |
Life | 2-16 & 2-14 | 4 hours of Law and Ethics update (5-214) 20 house of Elective credits |
Health | 2-40 | 4 hours of Law and Ethics update (5-240) 20 house of Elective credits |
Life and Health | 2-15 & 2-18 | 4 hours of Law and Ethics update (5-215) 20 house of Elective credits |
General Lines | 2-20 | 4 hours of Law and Ethics update (5-220) 20 house of Elective credits |
Personal Lines | 20-44 | 4 hours of Law and Ethics update (5-220) 20 house of Elective credits |
Customer Representative | 4-40 & 4-42 |
4 hours of Law and Ethics update (5-220) |
Industrial Fire | 2-33 |
4 hours of Law and Ethics update (5-220) |
Title** | 4-10 | 3 hours of Ethics, Rules or Compliance*** 7 hours of Standard |
Public Adjusters* | 3-20 | 4 hours of Law and Ethics update (5-320) 20 hours of Elective credits |
All Lines Adjusters | 6-20, 5-20 & 70-20 | 4 hours of Law and Ethics update (5-620) 20 hours of Elective credits |
Limited Surety (Bail Bond) | 2-34 & 2-37 | 4 hours of Law and Ethics update (5-237) 10 hours of Elective credits |
Note: The table above does not reflect reductions, if applicable. Reductions are applied to the elective category.
*Public Adjusters (03-20) can only satisfy elective credits by taking CE courses specifically approved for Public Adjusters.
***The three-hour ethics requirement will be satisfied by department-approved courses in ethics, rules, or compliance with state and federal regulations relating specifically to title insurance and closing services. The course authority for title agent ethics is currently CE9908.
Special Training | Education Requirements |
---|---|
Flood | All Florida property and casualty producers who sell federal flood insurance policies must complete a one-time 3 hour course relating to National Flood Insurance Program (NFIP) training. |
Long Term Care Partnership (LTCP) | Before selling LTCP policies in Florida, producers must complete an 8-hour state approved LTCP training course. After completing the initial 8-hour training, producers continuing to sell LTCP must complete a 4-hour ongoing training every 2 calendar years after the initial completion. |
Non-Resident Title Agents are required to complete the same CE requirements as Resident Title Agents as listed above. Reciprocity for CE compliance is not available.
Non-resident agents and adjusters of Florida who are licensed and complete continuing education requirements in a state reciprocal with Florida will not be required to complete a 4-hour course.
Your requirement to complete continuing education hours start the day you are licensed, in which you have a full 24 months, due on the last day of your birth month, and then, every two years thereafter. [Rule 69B-228.220(1)(a), F.A.C.]
Examples:
-
Licensed - July 11, 2019
Birth Month - June
Compliance start date - July 1, 2020
Due date - June 30, 2022
-
Licensed - July 11, 2020
Birth Month - November
Compliance start date - December 1, 2020
Due date - November 30, 2022
-
Licensed - July 11, 2020
Birth Month - July
Compliance start date - August 1, 2020
Due date - July 31, 2022
Licensees cannot repeat the same course within 2 years from the original course completion date and receive CE credit.
Excess hours accumulated during any 2-year compliance period may be carried forward to the next compliance period.
The following exemptions are available:
- Individuals with a limited lines license that an exam is not required.
- Individuals with any of the following limited licenses: dental representative, motor vehicle physical damage and mechanical breakdown agent and crop hail and multiple peril crop agent
- Individuals who are officials or employees of a government entity and whose job description requires them to say current on insurance issues. Request for approval from the Florida Department of Financial Services is required.
- Agents who meet their CE requirements in their home state will be exempt form the FL CE requirement. Proof of compliance must be by letter of certification or by the Department searching the producer database.
- Adjusters who meet their CE requirements in their home state which reciprocates with FL or if not licensed in their home state, in another nonresident state that reciprocates with FL meets the FL CE requirement. Proof of compliance must be by letter of certification or by the Department searching the producer database. For a complete list of reciprocating states click here.
Yes. Our Florida state approval number is: 363175.
Most students will have their credits processed the same day on which they complete their final exam. If a course is completed outside of our normal business hours, these credits will be processed on the morning of the next business day. Once your credits have been successfully filed, you will receive a notification email that also contains your Certificate of Completion.
No. Self-study final exams do not require a monitor.
Self-study final exams are closed book. Licensees may not refer to the course material while the exam is in progress.
The final exam must be passed with a score of 70 percent or higher to receive credit. Students have unlimited attempts to pass the exam.
No. There are no processing fees in this state.
No. You may spend as much time with the course material as you feel necessary, and you may come and go from that material as often as you like. There is no time limit on our exams, however all exams must be completed within one sitting. Once started, if an exam is abandoned for any reason you will need to begin that exam from the beginning when you next return.
Do take special note that every course has an expiration date, which is based on both the state approval and your website purchase date. In order to receive credit you must complete the course before that expiration date.
Florida Department of Financial Services
Phone: (877) 693-5236
Email: AgentLicensing@MyFloridaCFO.com
Mailing Address:
200 E. Gaines St.
Room 419 Larson Building
Tallahassee, FL. 32399
Disclaimer: InsuranceStudy provides this information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither InsuranceStudy nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice. We encourage you to contact the relevant licensing body and/or your carrier to find the most up-to-date and personally relevant requirements.