Alabama Insurance CE


Continuing Education That Is:

Convenient

Same-day processing

Study at your own pace

Unlimited free exam retakes

Affordable

Low prices + High quality

No hidden or recurring fees

Unlimited CE memberships

Compliant

100% state approved

Expert, friendly staff

Satisfaction guaranteed

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Are you an approved provider of CE in Alabama?

Yes. Our Alabama state approval number is: 2300129.

How long will it take to have my credits processed?

Most students will have their credits processed the same day on which we receive their signed affidavit, issued upon completion of their final exam. If an affidavit is received outside of our normal business hours, these credits will be processed on the morning of the next business day. Once your credits have been successfully filed, you will receive a notification email that also contains your Certificate of Completion.

Do I need a proctor during my exam?

Alabama insurance continuing education requires an impartial third-party proctor be present during your final exam. The proctor cannot be a friend, relative or co-worker of the licensee, nor anyone with a financial interest in the exam result.

What are the requirements for my course's final exam?

Self-study final exams are closed book. Licensees may not refer to the course material while the exam is in progress.

The final exam must be passed with a score of 70 percent or higher to receive credit. Students have unlimited attempts to pass the exam.

Are there filing fees in Alabama?

A roster fee of $1.00 per credit is required to process course credits in this state. This fee will be added to your order total during checkout and is then sent by us to the state upon completion.

Are there time limits on my course or exam?

No. You may spend as much time with the course material as you feel necessary, and you may come and go from that material as often as you like. There is no time limit on our exams, however all exams must be completed within one sitting. Once started, if an exam is abandoned for any reason you will need to begin that exam from the beginning when you next return.

Do take special note that every course has an expiration date, which is based on both the state approval and your website purchase date. In order to receive credit you must complete the course before that expiration date.

What are the resident CE requirements in Alabama?

Producers (Including Combined License & Adjusters)

24 CE hours*, including 3 hours of ethics, are required every 2-year license term (see license term below).
*See Special Training/Education Requirements below.

Title Agents

24 CE hours, including 3 hours of ethics, are required every 2-year license term (see license term below).

Service Representatives

12 CE hours, including 2 hours in ethics, are required every 2-year license term (see license term below). 

A Service Representative is defined as “any producer or service representative employed by another producer or by an insurer to work only in the office of the employer and who are not licensed as a non-resident in any other state.”

 

Special Training/Education Requirements

Annuity

  • Effective January 1, 2017, roducers who hold a life line of authority must complete a one-time 4 hour annuity training course before July 1, 2017, while producers and brokers licensed after that date must complete the course before representing annuities.

Flood Insurance

  • Producers who write flood insurance must complete a one-time 3-hour training class on flood insurance and the National Flood Insurance Program (NFIP).

Long-Term Care (LTC)

  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Alabama, producers must complete an initial 8-hour NAIC LTC training course approved in any state.

  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, producers must complete 4 hours of state-approved LTC training every 24-month period following the completion of the initial training and every 24-months thereafter.

What are the non-resident CE requirements in Alabama?

Non-resident Producers: Producers selling certain products may have specialized training or education requirements as described below.

Non-resident Adjusters: Non-resident adjusters who satisfy the adjuster requirement in their resident state or designated home state will be deemed compliant for the Alabama adjuster requirement.

 

Special Training/Education Requirements

Long-Term Care (LTC)

  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Alabama, nonresident producers must complete an initial 8-hour, NAIC LTC training course approved in any licensed state.

  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, nonresident producers must complete 4 hours of state-approved LTC training every 24-month period following the initial training and every 24 months thereafter. 

When do I need to have my CE completed?

The license term ends on the last day of the producer’s birth month, every 2 years.

  • Even birth years renew every even year.
  • Odd birth years renew every odd year.
May I re-take a course for credit that I have already completed successfully?

Courses may not be taken for credit more than once in a 2-year compliance period.

Is there a CE carryover allowance in Alabama?

No CE carryover hours in excess of the required 24 or 12 total hours will be allowed. (effective 2013)

Are there any CE exemptions in Alabama?

The following are exempt from Alabama CE requirements:

  • Non-residents of reciprocal states who have met the home state's CE requirements.
  • Any producer whose license is limited to acting only as a producer for credit insurance, rental vehicle insurance, crop, portable electronic, travel, motor club, dental services, and legal services, or any combination thereof.
  • Newly licensed producers, service representatives, adjusters or title insurance agents licensed within 12 months of the renewal date.

Note: Producers who are exempt from CE will still be required to complete LTC training.  The Federal Law will not allow exemptions for LTC. 

How may I contact the state of Alabama?

Alabama Department of Insurance
Phone: (334) 269-3550
Fax: (334) 241-4192
Email: Insdept@insurance.alabama.gov

Web site: http://www.aldoi.gov/Default.aspx

Mailing Address (Regular Mail)
Alabama Department of Insurance
P.O. Box 303351
Montgomery, AL 36130-3351

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Disclaimer: InsuranceStudy provides this information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither InsuranceStudy nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice. We encourage you to contact the relevant licensing body and/or your carrier to find the most up-to-date and personally relevant requirements.