Life Insurance Policies - OH
Insurance Continuing Education in Ohio
$34.95
10 credit hours
* A roster fee of $1.00 per credit is required to file Insurance Continuing Education credit in Ohio. That fee is collected as part of your purchase and is then used to pay for the filling of your credits.
If purchased today, this course must be completed by:
December 31, 2024 (250 Days)
CE for CFP® Professionals
Life insurance is a unique asset and can be used for any number of reasons, as creating an estate, paying estate taxes and other estate settlement costs, funding a business transfer, paying off the house mortgage, funding college for children, creating a retirement fund and providing guaranteed loans.
This course will introduce you to various types of life insurance contracts, highlighting main advantages and disadvantages and application of the contract specific features for different purposes. Life insurance riders, policy options and provisions, aspects of long-term financial planning using life insurance as a vehicle, retirement planning and annuities, trusts and charitable giving through life insurance, life insurance for business owners, and many other aspects of life insurance are covered.
This comprehensive insurance policies fundamentals course explores and details the numerous different types of products and situations involving life insurance, along with their many applications when it comes to individual, family, and business needs.
Your course covers term, permanent, adjustable, universal, survivorship, single premium, and variable life insurance policies along with the numerous variations within each category. Common provisions and characteristics of life insurance basics are explored and discussed. It outlines and teaches about the many uses of life insurance, both personal and business. In addition, your course explains the income and estate taxation of life insurance along with an extensive discussion of payout options, policy loans, premiums, withdrawals, dividends, cash surrenders, and accelerated death benefits concepts.
Whether you are a newer producer or a veteran, we’re confident that you will gain new insight into this critical area for Americans as well as brush up on current info and details pertinent to this area of your expertise.
Exam Details
Course Details
Rules for Ohio Insurance Continuing Education
- Course material may not be downloaded.
- Exam is closed book.
- For all online and self-study courses there must be an exam which consists of a minimum of 10 exam questions per each hour of approved continuing education credit.
- All exam questions must be constructed in a four-alternative multiple choice format.
- Payment is required prior to accessing course materials.
- A provider shall prevent access to the course unit/chapter questions and final exam before the agent reviews the course materials in their entirety.
- An affidavit of personal responsibility must be completed prior to the processing of credits for continuing education. The affidavit is to be made available only after the course examination is successfully completed.
- Student information will not be sold or distributed to any third party without prior written consent of the student. Taking the course shall not constitute consent.
- The state of Ohio charges an additional fee of $1.00 per credit hour.
Provider Rules for Ohio Insurance Continuing Education
- A course will not be considered complete until all requirements of that course are fulfilled including the review of course material, completion of exam with a passing grade, and the receipt of any additional paperwork that may be required by your state Department of Insurance including but not limited to an Affidavit of Personal Responsibility.
- State and certification rules and regulations must be adhered to at all times. In the event of a conflict, the state or certification rules and regulations will always take precedent over any provider policies. Applicable rules of your state and/or certification are listed above.
- A final exam is required at the end of each course. All exams are multiple choice with the quantity of questions increasing exponentially depending on the number of hours available for credit. Each exam attempt will consist of a new set of randomly selected questions and answers.
- Courses are available for one year from the date of purchase unless otherwise indicated. This time frame may be impacted by course expiration dates, course content updates, or author/company restrictions on availability.
- In order to be eligible for a course refund, the student must request a refund in writing within one year of the purchase date. To be eligible for a refund, the course must be intact, meaning the student has not yet begun the course material. If the student is entitled to a refund, InsuranceStudy will refund the purchase price using the original method of payment. If the student has already started the course material, the student is eligible for an exchange to a different course of the same or greater value with any difference in price due at the time of the exchange. In the event the exam has been accessed, no refund shall be granted.
- Students cannot be guaranteed that they will receive a passing grade.
- Minimum System requirements are:
- Modern Browser, e.g.:
Microsoft Edge 81+
Mozilla Firefox 74+
Google Chrome 81+
Safari 12+ - Cookies enabled
- Javascript enabled
- Modern Browser, e.g.:
- Student information will not be sold or distributed to any third party without prior written consent of the student. Taking the course shall not constitute consent.
- Each exam must be answered with a minimum of 70% correct to achieve a passing grade. Some specialty certification or designation courses may have a higher passing standard and those exams will be subject to the higher requirement.
System Requirements
Full and proper functionality of our website and courses requires your browser to meet a few basic requirements, as described below. If this site is looking or behaving strangely, please check that your browser meets these requirements. If you would like help doing so, please call our customer support number. We will be happy to assist.