4-Hour Refresher Mandatory LTC Training (Edition B)

Insurance Continuing Education in South Carolina

4 credit hours
25-question final exam, 70% to pass
Proctor required for the exam
Unlimited attempts to pass
PDF download available

South Carolina insurance continuing education requires an impartial third-party proctor be present during your final exam. The proctor must be at least 18 years of age and cannot be a relative or spouse of the licensee, the licensee's employer, employee or immediate supervisor, nor anyone with an economic or other interest in the outcome of the exam. A co-worker may serve as proctor only if he or she does not work with the licensee on a regular basis in a marketing or sales capacity.

Price: $19.95

+ $6.00 state roster fee$25.95 total

If purchased today, this course must be completed by November 13, 2027 (365 Days)

This course has been reviewed and approved by the SC DOI to meet the Long Term Care Partnership training requirement per S.C. Code 38-72-10.

This course was developed to meet the long-term care ongoing training requirements in this state and provide students with 4 hours of continuing education.

Course Overview:

During this course, participants will learn about the state and federal regulations and requirements and the relationship between qualified state long-term care insurance Partnership programs and other public and private coverage of long-term care services, including Medicaid. They will learn about the available long-term care services and providers, as well as changes or improvements in long-term care services or providers. Also taught will be the alternatives to the purchase of long-term care insurance as well as the effect of inflation on benefits and the importance of inflation protection. The participants will also learn about consumer suitability standards and guidelines.

Learning Objectives:

Upon completion of the course, the participant will know:

The specifics and significance of the Deficit Reduction and the NAIC Model Acts
The characteristics of long-term care
The various types of long-term care services and the providers of those services
Short term care provided by Medicaid coverage
The services provided by Medicaid
Medicaid eligibility guidelines for long-term care coverage
The meaning and significance of transfer of assets
Long-term care insurance regulations and legislation
Suitability guidelines for long-term care insurance
The impact of the partnership program expansion
Features and benefits of long-term care insurance policies
Long-term care insurance premiums
Alternative funding options for long-term care

What do the Version A and Version B mean?

LTC renewal training must be completed every 2 years. Most states will not allow the same CE course to be repeated during a single compliance period or the subsequent compliance period. In an effort to ensure you can always earn CE for our programs, we provide two versions of the 4 hour that you can alternate between. To avoid any limitations in your resident license state, we strongly advise that you alternate between versions in order to ensure you can earn CE credit towards your license renewal. Please refer to your continuing education transcript to see which course you have taken within your current compliance period. If you are still unsure about which course to take, check your history under "My Courses" or contact us and our friendly staff will help guide you on what to select.

If you have never taken a course with us before or if your last course was completed in the classroom, choose Version A.

PLEASE NOTE: Credit will NOT be given for a course (including those approved to meet the ethics requirement) that is repeated within a 2 year period. Ordering courses with the same course number is considered course repetition.

Course Details

Optional Credits

If you take this course you may also choose to earn the following additional credits:

CE for CFP^® Professionals
American College CE (PACE)
Long-Term Care Certification

This course is approved by ClearCert.

Final Exam

Need Proctor?: Yes
Question Count: 25
Passing Grade: 70%
Attempts to Pass: Unlimited

Rules

Rules for South Carolina Insurance Continuing Education

This state allows for course material to be downloaded. Please note that not all courses will have content that is suitable or available for downloading.
Exam is closed book.
The state of South Carolina charges an additional fee of $1.50 per credit hour.
South Carolina credits a course once per 2-year compliance period, so you may take the same course again for credit after your license has renewed.
Effective January 2011, the deadline for biennially complying with continuing education and license renewal is the last day of the producer’s month of birth. Producers born in an odd numbered year must comply by the last day of the birth month in an odd numbered year. Producers born in an even numbered year must comply by the last day of the birth month in an even numbered year.
Click here to download the South Carolina Department of Insurance Continuing Insurance Education Reminder Notice. Last Updated 06/29/2022.
Effective January 1, 2017, a valid personal and/or business email address is required by law. Please visit NIPR (https://pdb.nipr.com/my-nipr/frontend/identify-licensee) to update your email address. The Department will no longer be mailing hard copy renewal notices to licensees.
The CE hours must be completed prior to renewing the license on NIPR. You should allow at minimum 72 hours for your CE status to be updated before you will be able to renew your license. If you wait until the last day of your birth month to complete your CE, you will not be able to renew on time and will incur a late renewal penalty.
Up to 18 CE hours in excess of the CE compliance period may be carried over and applied to the next compliance period; Ethics hours will not carryover.
Effective May 27, 2022, producers may now apply for CE exemption if you are 65 years of age or older AND have 25 or more years of licensure. The online application is available on our website on the CE page.

View our FAQs for South Carolina insurance CE

Approval Info

Course Number: 6000227934
Approved Title: 4 Hour Refresher Mandatory LTC Training (Version B)
Approved Credits: 4 credits in Life, Accident & Health
Provider: LTC Connection
Provider Number: 172627
Topics Covered: Long Term Care
Program Level: Intermediate

$19.954 credit hours+ $6.00 state roster fee