Employer Sponsored Retirement Plans - OH
Insurance Continuing Education in Ohio
$16.95
4 credit hours
* A roster fee of $1.00 per credit is required to file Insurance Continuing Education credit in Ohio. That fee is collected as part of your purchase and is then used to pay for the filling of your credits.
If purchased today, this course must be completed by:
December 31, 2024 (256 Days)
CE for CFP® Professionals
Professional Continuing Education
This course was designed, constructed and written to provide you with continuing education for financial professionals in the area of Employer-Sponsored Retirement Plans with special attention to the various types and issues specific to the world of accumulation for retirement through Employer-Sponsored retirement Plans.
It acknowledges and includes examination of 401(k)s, 403(b)s, Simple IRAs, and SEP IRAs categories due to the many types sponsored and available in the worksite marketplace. It also highlights distribution opportunities and tax consequences for withdrawals that are a fundamental component of retirement accumulation programs.
Besides the goal of acquiring additional credits toward your continuing education requirement, it is our hope that you will acquire a new level of competency and insight into this highly critical area of people’s financial future…saving and accumulating dollars for use in the future.
As time goes by, individuals’ situations change with respect to their available discretionary income, tax brackets, and family situations. In addition, tax law changes, program availability, and feature modifications are constantly being reviewed, updated, and changed. Some save specifically for retirement and education. Some save for the future (retirement) exclusively, and take care of education as best they can when it occurs prior to their retirement…or some combination of both!
Yet some things are fundamental and seldom, if ever, change. Accumulating funds for the future depends on money, time, a vehicle, and consistency. With so many plans and places to save or invest in, the real key is to start putting aside funds so that an educational nest egg is available down the road. The more one puts away today, the more it grows. The higher yield or growth each dollar earns makes it compound faster and greater. The less taxes we pay when we put it away, as it grows, and when we take it out allows for each dollar to work harder, grow larger, and provide for more of it’s intended usage. And, to the extent we have planned ahead for certain amounts to be available at specific times in the future, the more motivated we are to put aside on a regular basis an amount that will grow to what is needed in the future (consistency).
Your study text is comprised of several modules with charts, graphs, and other visual tools for enhancing the value of the information for you as well as to enhance your recall beyond this course.
We’re confident that you will gain new insight into this critical area for Americans as well as brush up on current info and regulations pertinent to this area of your expertise.
Exam Details
Course Details
Rules for Ohio Insurance Continuing Education
- Course material may not be downloaded.
- Exam is closed book.
- For all online and self-study courses there must be an exam which consists of a minimum of 10 exam questions per each hour of approved continuing education credit.
- All exam questions must be constructed in a four-alternative multiple choice format.
- Payment is required prior to accessing course materials.
- A provider shall prevent access to the course unit/chapter questions and final exam before the agent reviews the course materials in their entirety.
- An affidavit of personal responsibility must be completed prior to the processing of credits for continuing education. The affidavit is to be made available only after the course examination is successfully completed.
- Student information will not be sold or distributed to any third party without prior written consent of the student. Taking the course shall not constitute consent.
- The state of Ohio charges an additional fee of $1.00 per credit hour.
Provider Rules for Ohio Insurance Continuing Education
- A course will not be considered complete until all requirements of that course are fulfilled including the review of course material, completion of exam with a passing grade, and the receipt of any additional paperwork that may be required by your state Department of Insurance including but not limited to an Affidavit of Personal Responsibility.
- State and certification rules and regulations must be adhered to at all times. In the event of a conflict, the state or certification rules and regulations will always take precedent over any provider policies. Applicable rules of your state and/or certification are listed above.
- A final exam is required at the end of each course. All exams are multiple choice with the quantity of questions increasing exponentially depending on the number of hours available for credit. Each exam attempt will consist of a new set of randomly selected questions and answers.
- Courses are available for one year from the date of purchase unless otherwise indicated. This time frame may be impacted by course expiration dates, course content updates, or author/company restrictions on availability.
- In order to be eligible for a course refund, the student must request a refund in writing within one year of the purchase date. To be eligible for a refund, the course must be intact, meaning the student has not yet begun the course material. If the student is entitled to a refund, InsuranceStudy will refund the purchase price using the original method of payment. If the student has already started the course material, the student is eligible for an exchange to a different course of the same or greater value with any difference in price due at the time of the exchange. In the event the exam has been accessed, no refund shall be granted.
- Students cannot be guaranteed that they will receive a passing grade.
- Minimum System requirements are:
- Modern Browser, e.g.:
Microsoft Edge 81+
Mozilla Firefox 74+
Google Chrome 81+
Safari 12+ - Cookies enabled
- Javascript enabled
- Modern Browser, e.g.:
- Student information will not be sold or distributed to any third party without prior written consent of the student. Taking the course shall not constitute consent.
- Each exam must be answered with a minimum of 70% correct to achieve a passing grade. Some specialty certification or designation courses may have a higher passing standard and those exams will be subject to the higher requirement.
System Requirements
Full and proper functionality of our website and courses requires your browser to meet a few basic requirements, as described below. If this site is looking or behaving strangely, please check that your browser meets these requirements. If you would like help doing so, please call our customer support number. We will be happy to assist.