Life Insurance Policies - ID

Insurance Continuing Education in Idaho

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$34.95

10 credit hours

Price includes
CE Course :
$24.95
Roster Fee :
$10.00

* A roster fee of $1.00 per credit is required to file Insurance Continuing Education credit in Idaho. That fee is collected as part of your purchase and is then used to pay for the filling of your credits.

If purchased today, this course must be completed by:
December 31, 2024 (218 Days)

Description

Life insurance is a unique asset and can be used for any number of reasons, as creating an estate, paying estate taxes and other estate settlement costs, funding a business transfer, paying off the house mortgage, funding college for children, creating a retirement fund and providing guaranteed loans.

This course will introduce you to various types of life insurance contracts, highlighting main advantages and disadvantages and application of the contract specific features for different purposes. Life insurance riders, policy options and provisions, aspects of long-term financial planning using life insurance as a vehicle, retirement planning and annuities, trusts and charitable giving through life insurance, life insurance for business owners, and many other aspects of life insurance are covered.

This comprehensive insurance policies fundamentals course explores and details the numerous different types of products and situations involving life insurance, along with their many applications when it comes to individual, family, and business needs.

Your course covers term, permanent, adjustable, universal, survivorship, single premium, and variable life insurance policies along with the numerous variations within each category. Common provisions and characteristics of life insurance basics are explored and discussed. It outlines and teaches about the many uses of life insurance, both personal and business. In addition, your course explains the income and estate taxation of life insurance along with an extensive discussion of payout options, policy loans, premiums, withdrawals, dividends, cash surrenders, and accelerated death benefits concepts.

Whether you are a newer producer or a veteran, we’re confident that you will gain new insight into this critical area for Americans as well as brush up on current info and details pertinent to this area of your expertise.

Exam Details

Need Proctor?No
Question Count:55
Passing Grade:70%
Attempts to Pass:Unlimited
Note: If you choose to request additional credit types while taking this course, the number of exam questions and proctor rules may change to meet those credits' requirements.

Course Details

Course Number:6000139461
Approved Title:Life Insurance Policies
Approved Credits
10 credits in Life
Provider:InsuranceStudy.com
Provider Number:155925
Topics Covered:Life and Health Insurance, General Principles of Financial Planning, Life Insurance
Program Level:Intermediate

Rules for Idaho Insurance Continuing Education

  • Course material may not be downloaded.
  • Exam is closed book.
  • Each unit and/or chapter of a course must contain review questions that must be answered with a score of 70% or better before access to the following unit/chapter is allowed.
  • The state of Idaho charges an additional fee of $1.00 per credit hour.