Healthcare Reform: Pre-Existing Conditions, Benefit Limits, Rescission & Patient Protection Rules - NC
Insurance Continuing Education in North Carolina
3 credit hours
If purchased today, this course must be completed by:
July 31, 2023 (182 Days)
Professional Continuing Education
In this course you will be introduced to terms and concepts used in connection with the Patient Protection and Affordable Care Act (Act) signed into law on March 23, 2010, and the Regulations for its implementation. Each new term is defined in the text and included in the Glossary. The concepts are explained and, where appropriate, are demonstrated through the use of examples.
At the conclusion of each module, a quiz is presented to test your comprehension of the material in that module. A response is given to the answers you select to the quiz questions affirming the correct choice or explaining why the choice you selected was incorrect.
Upon completion of this course, you should be able to
- explain the rules applicable to grandfathered health plans;
- describe the effective dates and rules governing the use of pre-existing condition exclusions in group and individual health insurance plans;
- discuss the annual and lifetime benefit limit rules applicable to essential health benefits under healthcare reform legislation;
- identify the conditions that would permit an insurer to rescind health insurance coverage and the applicable notice requirements; and
- explain the patient protection provisions of healthcare reform.
Although no specific course prerequisite is necessary for a full understanding of the material presented in this course, students should possess a solid, working knowledge of group and individual health insurance.
Rules for North Carolina Insurance Continuing Education
- Course material may not be downloaded.
- Exam is closed book.
- Licensees will receive credits only once for a course completed in the licensee's current compliance period regardless of the number of times the same course is taken.
- The state of North Carolina requires intermittent security checks to validate the individual taking the course is the individual also taking the final exam.
- The state of North Carolina requires providers to restrict access to the final exam until a student has completed the course material in its entirety. As such we have put in place a Course Material Verification code which can be found on the last page of your course materials. This code will be required prior to accessing the final exam.
- The state of North Carolina has placed a great emphasis on approving self-study/online courses for appropriate credit amounts. As such they now require that students spend the approved amount of time reviewing course material prior to accessing the final exam. In this state, a timer is in place on your course material that will restrict access to the final exam until all material has been reviewed for the approved credit hours.
- The state of North Carolina charges an additional fee of $2.05 per credit hour.