Ethical Principles and Practices Affecting Insurance - OH

Insurance Continuing Education in Ohio

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$12.95

4 credit hours

If purchased today, this course must be completed by:
December 31, 2019

Description

This course focuses on ethical considerations when selling to individuals age 65 and older. Upon completing this course an agent should be able to understand the fundamental principles underlying ethical systems, discuss the foundations of professional ethics, modify the tools and methods used in the sales process to meet heightened ethical requirements, indentify specific ethical sales concerns and unethical sales conduct, replace in their sales vocabulary those terms that have a high probability of misleading clients, recognize the special issues concerning product replacement, indentify the special requirements involved when working with impaired clients, and implement a system for ethical decision making.

Exam Details

Need Proctor?No
Question Count:40
Passing Grade:70%
Attempts to Pass:Unlimited
Note: If you choose to request additional credit types while taking this course, the number of exam questions and proctor rules may change to meet those credits' requirements.

Course Details

Course Number:32990
State-Approved Name:Ethical Principles & Practices Affecting Insurance
Provider:InsuranceStudy.com
Provider Number:982
Topics Covered:Ethics
Approved Credits
4 credits in Ethics
Program Level:Intermediate

Rules for Ohio Insurance Continuing Education

  • Course material may not be downloaded.
  • Exam is closed book.
  • For all online and self-study courses there must be an exam which consists of a minimum of 10 exam questions per each hour of approved continuing education credit.
  • All exam questions must be constructed in a four-alternative multiple choice format.
  • Payment is required prior to accessing course materials
  • A provider shall prevent access to the course unit/chapter questions and final exam before the agent reviews the course materials in their entirety.
  • An affidavit of personal responsibility must be completed prior to the processing of credits for continuing education. The affidavit is to be made available only after the course examination is successfully completed.
  • Student information will not be sold or distributed to any third party without prior written consent of the student. Taking the course shall not constitute consent.
  • The state of Ohio charges an additional fee of $1.00 per credit hour.

Provider Rules for Ohio Insurance Continuing Education

  • A course will not be considered complete until all requirements of that course are fulfilled including the review of course material, completion of exam with a passing grade, and the receipt of any additional paperwork that may be required by your state Department of Insurance including but not limited to an Affidavit of Personal Responsibility.
  • State and company regulations must be adhered to at all times. Applicable rules are listed above.
  • A final exam is required at the end of each course. All exams are multiple choice with the quantity of questions increasing exponentially depending on the number of hours available for credit. Each exam attempt will consist of a new set of randomly selected questions and answers.
  • Courses are available for one year from the date of purchase unless otherwise indicated. This time frame may be impacted by state expiration dates, course content updates, or author/company restrictions on availability.
  • Refunds are determined on a case by case basis.
  • Students cannot be guaranteed that they will receive a passing grade.
  • Minimum System requirements are: Internet Explorer 7 or greater, Adobe Flash 8 or greater
  • Student information will not be sold or distributed to any third party without prior written consent of the student. Taking the course shall not constitute consent.
  • Each exam must be answered with a minimum of 70% correct to achieve a passing grade. Some specialty certification or designation courses may have a higher passing standard and those exams will be subject to the higher requirement.

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