Michigan Insurance CE Update

Effective January 1, 2010 the Michigan insurance CE review date will be converted  to align with a licensee’s birth month. This update adjusts the Michigan insurance CE compliance period to the following:

• Licensees born in odd years will have CE due the first day of their birth month every two years in all odd years.
• Licensees with dates of birth in even years will have CE due the first day of their birth month every two years in all even years.

Below is an excerpt of the Uniform Licensing Standards (adopted by the NAIC in December 2002, revised in 2008).

Continuation Process

Individual licenses will renew/continue on a biennial basis on the licensee’s month of birth or date of birth. Business entity licenses will continue on a date certain. States are compliant when using either date of birth or birth month. Birth month is defined as the last date of birth month.

States that need to make changes to become compliant, however, are urged to choose birth month. States may wish to consider having the year of renewal/continuation based on the year of birth. For example, if the producer was born in an odd-numbered year, the producer would renew his/her license in odd numbered years. If the producer was born in an even numbered year, the producer would renew his/her license in even numbered years.

If a state is only collecting a fee for continuation, no application is required; however, if the state is using an application or asking questions as part of the renewal/continuation process, the state must use only the most current version of the NAIC Uniform Application for Producer License Renewal/Continuation. A state shall be considered compliant if the state is using the same data fields contained in the most current version of the NAIC Uniform Application.