Virginia Insurance Continuing Education (CE)

Course Catalog

Required CE Hours

Producers – Single License

One license: 16 CE hours*, including 3 hours in ethics (which may include Virginia laws and regulations), are required every 2-year license term. 

Note: Life, Annuities, and Health is considered a single license for CE purposes.

*See Special Training/Education Requirements below.

Producers – Multiple License

24 CE hours*, including 3 hours in ethics (which may include Virginia laws and regulations), are required every 2-year license term.  There is a minimum of 8 credits applicable to each license type held.

*See Special Training/Education Requirements below.

Public Adjuster

24 CE hours*, including 3 hours in ethics (which may include Virginia laws and regulations), are required every 2-year license term.

*See Special Training/Education Requirements below.

Special Training/Education Requirements

Annuity

Virginia's Suitability in Annuities training requirements is effective April 1, 2017. Existing producers have until 1/1/2018 to complete a one-time 4 hour annuity course; producers hired after 1/1/2018 must complete a course before representing annuities.

Virginia residents must complete Virginia courses - even those who previously completed a course in a non-resident state that previously adopted the requirement. Non-residents may complete a course in their resident state that has adopted a training requirement based on the 2010 Suitabity in Annuities regulation.

 

Long-Term Care (LTC) Insurance

  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Virginia, producers must complete an initial 8-hour LTC course.  IMPORTANT: The initial training must consist of 6 hours of general LTC topics and 2 hours of LTC Partnership topics.
  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, producers must complete 4 hours of LTC training every 24-month period. The ongoing training must consist of 2 hours of general LTC topics and 2 hours of LTC Partnership topics.

Note: Failure to complete the ongoing 4-hour training course within 24 months of completion of the Initial 8-hour training course, will forfeit recognition of the Initial 8-hour training course by the Virginia Department of Insurance, and will result in the Initial 8-hour training course having to be repeated.

Flood Insurance

Producers who write flood insurance must complete a one-time 3-hour training class on flood insurance and the National Flood Insurance Program (NFIP).

Other Restrictions

No more than 75 percent of your required credits may be obtained from courses provided by insurance companies or agencies.

Non-Resident CE Requirements

Virginia law is reciprocal with CE laws of all other states, and permits nonresident agents to comply with Virginia’s CE requirements by complying with the CE requirements in their home state. Nonresident agents’ only requirement is to pay the nonrefundable $20 Continuance fee on or before December 31, 2014. Visit http://www.virginiainsurancece.com to pay the nonrefundable Continuance fee and Pearson VUE will verify your home state status through the NAIC’s National Producer Data Base (PDB). Do not submit a hard copy Letter of Certification or PDB printout.

Nonresident producers who are not exempt have the following CE requirements:

One license: 16 CE hours, including 3 hours in ethics (which may include Virginia laws and regulations), are required every 2-year license term. Life, Annuities, and Health is considered a single license for CE purposes.

Two or more licenses: 24 CE hours, including 3 hours in ethics (which may include Virginia laws and regulations), are required every 2-year license term.  Virginia has course category restrictions.  See CE subject requirements below. 

Nonresident producers selling LTC have special training or education requirements as described below:

Special Training/Education Requirements

Long-Term Care (LTC) Insurance

  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Virginia, nonresident producers must complete an initial 8-hour, NAIC LTC course approved in any state as well as the 2-hour Virginia LTC Partnership course.
  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, nonresident producers must complete 4 hours of LTC training every 24-month period as well as the 2-hour Virginia LTC Partnership course.
License Term

Producers: *New for 2013-2014 Biennium - The license term is 2 years ending November 30 in even-numbered years. Agents will have a 31-day period (beginning on December 1, 2014) as a final opportunity to correct any CE deficiencies by completing the required coursework and/or paying the fee. There is no extension into 2015.

Public adjusters: The license term is every 2-years based on the license issue date.

Course Repetition Rules

Courses may only be taken for credit once in a 2-year compliance period.

CE Carryover Allowance

Excess credit hours are automatically posted to your record for the next biennium following the end of this biennium’s record correction period. However, they will not be applied to your compliance requirements until you pay the nonrefundable $20 Continuance fee. 

CE Exemptions

The following are exempt from CE requirements:

  • A resident or nonresident producer who is at least 65 and can demonstrate that he or she has held any combination of resident or nonresident Virginia licenses of equivalent type continuously for at least 20 years
  • A resident producer who is at least 65 and will have held a Virginia resident license continuously for no fewer than 4 years by the end of the compliance period and can furnish proof of having held equivalent license authority continuously in other states for an additional 16 years, for a total of 20 years of continuous licensing
  • A producer who is at least 65 by the end of the compliance period and has held a resident Virginia license continuously for the past 4 years as well as holding the same license authority for twenty of the past thirty years in Virginia without interruption by license revocation or commission termination
  • Individuals who hold a limited line license, such as credit life/health, travel accident, and travel baggage insurance producers
  • Nonresident producers in good standing with their home state CE requirements. Nonresidents are still required to pay processing fee. (See “CE Completion Reporting” section above for processing fee instructions.)
  • Nonresident public adjusters who are licensed as a public adjuster in their home state and are in good standing.  If the license is terminated, suspended, or revoked in their home state the VA nonresident license will terminate and must be immediately surrendered.  Nonresidents are still required to pay processing fee. (See “CE Completion Reporting” section above for processing fee instructions.)
  • Individuals may request a waiver with good cause; submit to Pearson Vue.
  • Individuals who are licensed in the even-numbered year of the biennium are exempt from continuing education for the current biennium only. However, if you do take any CE courses in the current biennium, you must pay the $20 Continuance fee within the deadlines specified in the Compliance Schedule to have the courses applied to carry over for the subsequent biennium.
Final Exam Requirements

Exam proctor requirements

Effective June 7, 2016: A Proctor Certification form is no longer required for exams that are administered online. The Student Certification must still be submitted within 7 days for credit to be awarded. Through InsuranceStudy, the Student Certification is completed online at the time of the exam.

Exam rules

Self-study final exams are closed book. Producers may not refer to the course material while the exam is in progress. The final exam must be passed with a score of 70 percent or higherto receive credit. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

Last Updated
Tuesday, June 7th, 2016
Disclaimer

Net Study provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither Net Study nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.

State Contact Information
Virginia Bureau of Insurance
Phone: 804-371-9631 (Agent Licensing)
Fax: 804-371-9349
Web site: www.scc.virginia.gov/division/boi/
 
Mailing Address:
Virginia Bureau of Insurance
Agent Licensing Section
P.O. Box 1157
Richmond, VA 23218-1157
 
Sircon
Phone: 877-876-4430
Fax: 404-656-0874
Web site: www.sircon.com
 
Pearson Vue
Phone: 877-234-6093
Email: InsuranceCE@pearson.com
Web site: www.asisvcs.com/indhome.asp?CPCat=CE53INS

What do the Version A and Version B mean? LTC renewal training must be completed every 2 years. Most states will not allow the same CE course to be repeated during a single compliance period or the subsequent compliance period. We strongly advise that you alternate between the online versions in order to ensure you can earn CE credit towards your license renewal. If your last course was completed in the classroom or you have never taken a course with us before, choose Version A. If you are still unsure about which course to take, check your history under "My Courses" or contact customer support.