Rhode Island Insurance Continuing Education (CE)

Course Catalog

Required CE Hours

Producers

24 CE hours*, including 3 hours in ethics, are required every 2-year license term.

*See Special Training/Education Requirements below.

Special Training/Education Requirements

Annuity Training Requirement

  • All licensed producers must complete a one-time annuity training course approved for at least 4 hours prior to selling, soliciting, or negotiating annuity products.

 

Long-Term Care (LTC) Insurance

  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Rhode Island, producers must complete an initial 8-hour NAIC LTC course approved in any state.
  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, producers must complete 4 hours of state-approved LTC training every 24-month period.

Flood Insurance

Producers who write flood insurance must complete a one-time 3-hour training class on flood insurance and the National Flood Insurance Program (NFIP). 

Non-Resident CE Requirements

Non-resident licensees who meet continuing education requirements established by the insurance department in their home state do not have CE requirements if the home state is reciprocal with the State of Rhode Island.  Nonresident producers who have not completed a NAIC LTC training course in another state have special training or education requirements as described below:

Special Training/Education Requirements

Long-Term Care (LTC) Insurance

  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in Rhode Island, nonresident licensees must complete an initial 8-hour NAIC LTC training course approved in any state.
  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, producers must complete 4 hours of approved LTC training every 24-month period. 
License Term

The license renewal date is the last day of the producer’s birth month, every 2 years

Course Repetition Rules

Courses may not be taken for credit more than once within a renewal cycle. 

CE Carryover Allowance

A maximum of 12 hours may be carried over to the next 2-year license term. Excess ethics hours will be carried over as general hours.

CE Exemptions

The following are exempt from Rhode Island CE requirements:

  • Residents holding licenses for which a licensing examination is not required
  • Limited line credit insurance licensees
  • Adjusters and appraisers
  • Nonresident licensees who meet the CE requirements established by the insurance department in their home state if the home state is reciprocal with the State of Rhode Island. Nonresident producers are not exempt from the NAIC LTC training requirement. See “Nonresident CE Requirements” above for further information.
  • Individuals who are at least 55 years old at the time of renewal and have been licensed continuously for 25 years without lapse.
  • Individuals who are at least 60 years old by July 3, 2004 and have been licensed continuously for at least 20 years without lapse at the time of renewal.
Final Exam Requirements

Exam rules

Self-study final exams are closed book. The final exam must be passed with a score of 70 percent or higher to receive credit. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

Roster Fees

A roster fee of $1.00 per credit hour ordered is required to process course completion hours in Rhode Island and will be added to the order total upon checkout.

Last Updated
Wednesday, November 30th, -0001
Disclaimer

Net Study provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither Net Study nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.

State Contact Information
Rhode Island Department of Business Regulation
Phone: 401-462-9520
Fax: 401-462-9602
Web site: www.dbr.state.ri.us
 
Mailing Address:
State of Rhode Island and Providence Plantations
Department of Business Regulation
Licensing Division
1511 Pontiac Ave., Bldg 69-2
Cranston, RI 02920

What do the Version A and Version B mean? LTC renewal training must be completed every 2 years. Most states will not allow the same CE course to be repeated during a single compliance period or the subsequent compliance period. We strongly advise that you alternate between the online versions in order to ensure you can earn CE credit towards your license renewal. If your last course was completed in the classroom or you have never taken a course with us before, choose Version A. If you are still unsure about which course to take, check your history under "My Courses" or contact customer support.