New Jersey Insurance Continuing Education (CE)

Course Catalog

Course NameCreditsPrice 
View Details 4 Hour Refresher Mandatory LTC Training (Version A) 4 $49.00
View Details 4 Hour Refresher Mandatory LTC Training (Version B) 4 $49.00
View Details 8 Hour Initial Mandatory LTC Training 8 $59.00
View Details Alternative Dispute Resolution 8 $47.60
View Details Annuities (Meets NAIC 2010 Suitability Guidelines) 4 $19.95
View Details Anti-Money Laundering 3 $19.95
View Details Business Life and Disability 5 $29.75
View Details Catastrophic P&C Insurance 12 $71.40
View Details Commercial Auto Insurance 4 $23.80
View Details Commercial Property Insurance 4 $23.80
View Details Disability Insurance Products and Principles 3 $19.95
View Details Employer Sponsored Retirement Plans 4 $23.80
View Details Ethical Principles and Practices Affecting Insurance 4 $23.80
View Details Ethics for Insurance Professionals 3 $19.95
View Details FEMA Flood 3 $19.95
View Details Financial Strategies for Today 15 $89.25
View Details Guide to Homeowners Insurance 5 $29.75
View Details Healthcare Reform: Pre-Existing Conditions, Benefit Limits, Rescission & Patient Protection Rules 3 $19.95
View Details HIPAA Principles and Provisions 3 $19.95
View Details Introduction to Life Insurance 1 $19.95
View Details IRAs 4 $23.80
View Details Life and Health Insurance Concepts 2 $19.95
View Details Life Insurance Basics 5 $29.75
View Details Life, Annuity and Disability Insurance 8 $47.60
View Details Managed Health Care 1 $19.95
View Details Medicare and the Rx Drug Benefit Program 2 $19.95
View Details Personal Auto 2 $19.95
View Details Products Liability 2 $19.95
View Details Property and Casualty Concepts 3 $19.95
View Details The New Medicare Rx Program 2 $19.95
Required CE Hours

Producers – Life & Health, Property & Casualty

24 CE hours*, including 3 hours of ethics, are required every 2-year license term.

*See Special Training/Education Requirements below.

Public Adjusters

15 CE hours are required every 2-year license term.

Special Training/Education Requirements

Annuity Training

  • All licensed producers must complete a one-time annuity training course approved for at least 4 hours prior to selling, soliciting, or negotiating annuity products. 

Long Term Care (LTC) Training

  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in New Jersey, producers must complete an initial 8-hour, NAIC LTC training course.
  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, producers must complete 4 hours of state-approved LTC training every 24-month period following the completion of the initial training.

Flood Insurance

Licensees who write flood insurance must complete a one-time 3-hour training class on flood insurance and the National Flood Insurance Program. 

Non-Resident CE Requirements

Non-resident licensees are not required to meet our continuing education requirements. Non-resident public adjusters who satisfy the public adjuster requirement in their resident state will be deemed compliant for the New Jersey public adjuster requirement.  Non-resident licensees must meet the following training requirements, as applicable.

Special Training/Education Requirements

Annuity Training

All licensed producers must complete a one-time annuity training course approved for at least 4 hours prior to selling, soliciting, or negotiating annuity products.  *Nonresidents who satisfy the training requirements of another state that are similar to New Jersey's law will be deemed compliant for New Jersey's requirement.  

Long-Term Care (LTC) Training

  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC insurance products in New Jersey, nonresident producers must complete an initial 8-hour, NAIC LTC training course approved in any licensed state.
  • Ongoing 4-hour LTC training requirement: After completing the 8-hour initial training requirement, nonresident producers must complete 4 hours of state-approved LTC training every 24-month period following the initial training and every 24 months thereafter. 
License Term

Producers:  The license term will expire at the end of the birth month every other year.

Public Adjusters:  For both new and existing adjusters, licenses issued or renewed on or after July 4, 2011, will renew the last day of the adjusters’ birth month every other year.  The license term will expire at the end of the birth month in the year that will result in a license term at least 18 months in duration.

Course Repetition Rules

Courses may not be taken for credit more than once in a license term. 

CE Carryover Allowance

No excess CE credit hours may be carried over to the next 2-year license term.

CE Exemptions

The following are exempt from New Jersey CE requirements:

  • Nonresident licensees in good standing with their home states are exempt from New Jersey CE requirements.
  • Nonresident licensees who completed a NAIC LTC training course in another state are exempt from taking the special training requirement in New Jersey.
Final Exam Requirements

Exam proctor requirements

Online or paper-based self-study final exams are required to be proctored by a disinterested third party, any impartial person who does not have a financial interest in the outcome of the examination. The monitor cannot be related (by family) to the student.

Exam rules

Self-study final exams are closed book. Licensees may not refer to the course material during the exam. The final exam must be passed with a score of 70 percent or higher to receive credit. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

Roster Fees

None.

Last Updated
Wednesday, November 30th, -0001
Disclaimer

Net Study provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither Net Study nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.

State Contact Information

New Jersey Department of Banking and Insurance
Phone: (609) 292-4337 or (609) 633-0818 ext. 50552
Fax: (609) 984-5263
Email:inslic@dobi.state.nj.us

Mailing Address: 
20 W State St P.O. Box 325
Trenton, NJ 08625

PSI Services, LLC
Phone: 877-5-CONTED (877-526-6833)
Fax: 702-932-2666
Email:ce@psionline.com

What do the Version A and Version B mean? LTC renewal training must be completed every 2 years. Most states will not allow the same CE course to be repeated during a single compliance period or the subsequent compliance period. We strongly advise that you alternate between the online versions in order to ensure you can earn CE credit towards your license renewal. If your last course was completed in the classroom or you have never taken a course with us before, choose Version A. If you are still unsure about which course to take, check your history under "My Courses" or contact customer support.