Missouri Insurance Continuing Education (CE)

Course Catalog

Required CE Hours

Producers – Life & Health, Property & Casualty, Multiple License

16 CE hours*, including 3 hours of ethics, are required every 2 years.

*See Special Training/Education Requirements below.

Special Training/Education Requirements

Suitability in Annuities

Effective March 30, 2017, producers and brokers must complete an annuity course approved by the commissioner of at least four hours in length and meet carrier producer training requirements. Producers licensed prior to the effective date have until September 1st, 2017 to complete training.

Long-Term Care (LTC)

  • Initial 8-hour training requirement: A producer may not sell, solicit, or negotiate a qualified LTC Partnership Plan unless he or she is licensed for both life and health and has completed an initial 8-hour training course pre-approved by the Missouri Department of Insurance, Financial Institutions, and Professional Regulation (DIFP).
  • Ongoing 4-hour training requirement: After completing the initial 8-hour training requirement, producers continuing to sell LTC must complete a 4-hour ongoing training course, pre-approved by the Missouri DIFP, during each 2-year license term, thereafter.

Flood Insurance

Producers must complete a one-time 3-hour course related to the National Flood Insurance Program (NFIP) requirement. 

Non-Resident CE Requirements
  • All nonresident producers must file a current and original certification letter showing compliance with CE requirements in their resident states. If the individual is a resident of a state that participates in Producer Data Base (PDB), a letter of certification is not required.
  • Nonresident producers who reside in states that do not require CE must complete CE courses approved by the Missouri Department of Insurance, Financial Institutions, and Professional Regulation (DIFP) and must list completed courses on the Continuing Education Certification Summary.
  • If the producer has not taken an 8-hour NAIC LTC training course in another state, the nonresident producer must comply with the following Missouri LTC training requirements:

Special Training/Education Requirement

Long-Term Care (LTC)

  • Initial 8-hour training requirement: A producer may not sell, solicit, or negotiate a qualified LTC Partnership Plan unless he or she is licensed for both life and health and has completed an initial 8-hour training course pre-approved by the Missouri Department of Insurance, Financial Institutions, and Professional Regulation (DIFP).
  • Ongoing 4-hour training requirement: After completing the initial 8-hour training requirement, producers continuing to sell LTC must complete a 4-hour ongoing training course, pre-approved by the Missouri DIFP, during each 2-year license term, thereafter. 
License Term

Licenses renew 2 years from the license issuance date and every 2 years thereafter.

Course Repetition Rules

A particular course may not be taken for credit more than once within a 2-year license term.

CE Carryover Allowance

All excess hours earned during a 2-year license term may be carried forward to the next 2-year license term.

CE Exemptions

Individuals are exempt from continuing education if one of the following is true:

  • The producer has suffered a serious physical injury or illness.
  • The producer is on active duty in the Armed Forces for an extended time.
  • The producer is at least 70 years old.
  • The producer resides outside of the US
Final Exam Requirements

Exam proctor requirements

Self-study exams are required to be monitored by a disinterested third party of at least 18 years of age, who has no corporate employment, personal relationship, or other interest in the student’s performance on the exam.

Exam rules

Self-study final exams are closed book. Students may not refer to the course material while the exam is in progress. The final exam must be passed with a score of 70 percent or higher to receive credit. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

Roster Fees

A roster fee of $1.00 per credit hour ordered is required to process course completion hours in Missouri and will be added to the order total upon checkout.

Last Updated
Wednesday, November 30th, -0001
Disclaimer

Net Study provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither Net Study nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.

State Contact Information
Missouri Department of Insurance, Financial Institutions, and Professional Regulation
Phone: 573-751-3518
Fax: 573-526-3416
Email: licensing@insurance.mo.gov
 
Mailing Address:
Missouri Department of Insurance, Financial Institutions, and Professional Regulation
Licensing Section
PO Box 690
Jefferson City, MO 65102-0690
 
SBS Contact Information
Phone: 816-783-8990
Email: help@naic.org

What do the Version A and Version B mean? LTC renewal training must be completed every 2 years. Most states will not allow the same CE course to be repeated during a single compliance period or the subsequent compliance period. We strongly advise that you alternate between the online versions in order to ensure you can earn CE credit towards your license renewal. If your last course was completed in the classroom or you have never taken a course with us before, choose Version A. If you are still unsure about which course to take, check your history under "My Courses" or contact customer support.