Producers - Life & Health; Property & Casualty
24 CE hours*, including 3 hours of ethics, are required every 2-year license term.
*See Special Training/Education Requirements below.
Special Training/Education Requirements
Long-Term Care (LTC)
- Initial 8-hour LTC training requirement: Before selling LTC insurance products in Maine, producers must complete an initial 8-hour, state-approved LTC training course.
- Ongoing 4-hour LTC training requirement: After completing the initial 8-hour training requirement, LTC producers must complete 4 hours of state-approved LTC training every renewal cycle.
Maine producers who also sell federal flood insurance policies must complete a one-time 3-hour course approved for National Flood Insurance Program (NFIP) training.
Effective November 1, 2015 producers and brokers must complete an annuity course approved by Bureau of Insurance of at least four hours in length and meet carrier producer training requirements. Producers licensed prior to the effective date have until May 1, 2016 to complete training. Completing a course in another state with similar requirements will satisfy the Maine requirement.
For non-resident licensees, in order to use this service, you must hold an active license in your resident state. Therefore, in some instances, such as a non-resident Maine adjuster whose home state does not require adjuster licensing, online renewal is not available. In these cases, renewals must be processed by returning the renewal invoice and payment to the Bureau.
The license term is every 2 years based on the last day of the producer’s birth month. Producers born in even years renew in EVEN years. Producers born in odd years renew in ODD years.
CE courses may not be taken more than once within a license term. Credit taken to remedy a deficiency in a prior licensing period does not count toward the CE requirement for the current period.
CE completed in excess of the requirement is not allowed to be carried forward to the next license cycle.
The following individuals are exempt from CE requirements:
- Producers who receive their licenses less than one year before their first compliance date are exempt from CE requirements for their first license term.
- Nonresident producers who meet their home states' CE requirements are exempt from Maine CE requirements if that home state has a reciprocal arrangement with Maine.
Exam proctor requirements
Self-study final exams do not require a monitor.
Self-study final exams are open book. Licensees may refer to the course material as often as needed. The final exam must be passed with a score of 70 percent or higher to receive credit. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.
Net Study provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither Net Study nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.
Maine Department of Insurance
Fax: (207) 624-8599
Maine Department of Insurance
76 Northern Ave.
Gardiner, ME 04345
What do the Version A and Version B mean? LTC renewal training must be completed every 2 years. Most states will not allow the same CE course to be repeated during a single compliance period or the subsequent compliance period. We strongly advise that you alternate between the online versions in order to ensure you can earn CE credit towards your license renewal. If your last course was completed in the classroom or you have never taken a course with us before, choose Version A. If you are still unsure about which course to take, check your history under "My Courses" or contact customer support.