Louisiana Insurance Continuing Education (CE)

Course Catalog

Required CE Hours

Producers - Life; Accident & Health; or Life, Accident & Health

24 CE hours* including 3 hours of ethics are required every 2 years.

*See Special Training/Education Requirements below.

Producers - Property; Casualty; or Property & Casualty

24 CE hours* including 3 hours of ethics and 3 hours of flood are required every 2 years. (Required for combined licenses).

*See Special Training/Education Requirements below.

Producers - Life & Health and Property & Casualty Combined License

24 CE hours including 3 hours of ethics and 3 hours of flood are required every 2 years.

*See Special Training/Education Requirements below.

Claims Adjusters and Public Adjusters

24 CE hours* including 3 hours of ethics are required every 2 years.

Special Training/Education Requirements

Annuity Training

Before selling, soliciting, or negotiating annuity products in Louisiana, producers must complete a one-time annuity training course approved for at least 4 hours

Long-Term Care/Long-Term Care Partnership (LTCP)

  • Initial 8-hour training requirement: Before selling, soliciting, or negotiating LTC/LTCP insurance products, a producer must complete an initial 8-hour state-approved LTC/LTCP training course. *If producer has previously completed this requirement in another state they will be considered compliant with the Louisiana requirement.
  • Ongoing 4-hour training requirement: After completing the initial training, resident producers must complete a 4-hour ongoing training course within two years of the initial training.

Flood Training Requirement

All Louisiana property and casualty licensees must complete a 3-hour course approved for flood training every renewal cycle.

Non-Resident CE Requirements
  • Nonresident producers must meet the CE requirements of their home states. The Letter of Certification submitted with the renewal application must indicate that they have complied with the CE requirements in their resident states.
  • Nonresident adjusters must meet the CE requirement of their home state or of another state where they are licensed.  If the adjuster is not meeting any other state's requirement or if the adjuster qualified for a Louisiana license by taking the Louisiana license exam, then the adjuster must comply with the Louisiana CE requirement.

Special Training/Education Requirements

Annuity Training

Before selling, soliciting, or negotiating annuity products in Louisiana, producers must complete a one-time annuity training course approved for at least 4 hours.  *Nonresidents who satisfy the requirements of another state that are similar to the Louisiana law will be deemed compliant for the Louisiana requirement.

Long-Term Care/Long-Term Care Partnership (LTCP)

  • Initial 8-hour LTC training requirement: Before selling, soliciting, or negotiating LTC/LTCP insurance products, a producer must complete an initial 8-hour state-approved LTC/LTCP training course. *If you have previously completed this requirement in another state you will be considered compliant with the Louisiana requirement.
  • Ongoing 4-hour LTC training requirement: After completing the initial training, resident producers must complete a 4-hour ongoing training course within two years of the initial training. 
License Term

The license term is every 2 years based on the last day of the producer’s birth month in odd- or even-numbered years.

  •   Life, Health, & Accident Producers will renew the last day of their birth month in even numbered years.
  •   Property & Casualty Producers will renew the last day of their birth month in odd numbered years.
  •   Combined Life, Health, & Accident and Property & Casualty Producers will renew the last day of their birth month in odd numbered years. 
  •   Adjusters will renew the last day of their birth month in odd numbered years.
Course Repetition Rules

A course may not be taken for credit more than once within the 2-year renewal period.

CE Carryover Allowance

Life and Health Producers and Property and Casualty Producers may carry over a maximum of 10 excess credit hours to the next renewal period.  There is no carryover allowance for Adjusters.

CE Exemptions

The following individuals are exempt from CE requirements:

  • Newly licensed agents who have completed an approved pre-licensing education course (exempt for the first reporting period)
  • Individuals with a limited line license for which an exam is not required
  • Individuals licensed for industrial fire insurance only
  • Individuals holding a limited license for one of the following lines: fidelity and surety, baggage, credit property, service or burial, travel health and accident, and industrial life, health and accident
  • A licensee who is 65 years of age on or before January 1, 2012 (producers who reach age 65 after January 1, 2012, will not qualify for the exemption), and who has had at least 15 years' experience as a licensed agent, broker, or solicitor and is either no longer active as an agent, broker, or solicitor and is receiving Social Security benefits or is an active agent who represents or operates through a licensed Louisiana insurer
  • A licensed producer or adjuster, who is prevented from meeting the CE requirements for renewal due to military service, or due to a medical condition or injury, may request a waiver of those requirements and renewal of the license.  The licensee must contact the state to submit this request.
  • Members of the legislature while serving a term in the legislature.
  • Nonresident agents are exempt if licensee meets their home state CE requirement
  • Nonresident adjusters are exempt if licensee meets their home state CE requirement or that of another state in which they are licensed.
Final Exam Requirements

Exam proctor requirements

Self-study final exams do not require a monitor.

Exam rules

Self-study final exams are open book. Licensees may refer to the course material as often as needed. The final exam must be passed with a score of 70 percent or higher to receive credit. If the final exam is not passed on the first attempt, students have an unlimited number of retakes.

Roster Fees

None.

Disclaimer

Net Study provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither Net Study nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.

State Contact Information

Louisiana Department of Insurance
Phone: 225-342-0860
Fax: 225-342-3754

Mailing Address:
Louisiana Commissioner of Insurance
P.O. Box 94214
Baton Rouge, LA 70804-9214

What do the Version A and Version B mean? LTC renewal training must be completed every 2 years. Most states will not allow the same CE course to be repeated during a single compliance period or the subsequent compliance period. We strongly advise that you alternate between the online versions in order to ensure you can earn CE credit towards your license renewal. If your last course was completed in the classroom or you have never taken a course with us before, choose Version A. If you are still unsure about which course to take, check your history under "My Courses" or contact customer support.