Iowa Insurance Continuing Education (CE)

Course Catalog

Required CE Hours

Producers

36 CE hours*, including 3 hours of ethics, are required every 3-year license term. Only 18 hours (50% of the total CE requirement) may be obtained through self-study. The remaining 18 hours must be completed in a classroom environment.

*See Special Training/Education Requirements below.

Crop Insurance Producers ONLY

18 CE hours, including 3 hours of ethics, are required every 3 year license term (see license term below). Only 9 hours (50% of the total CE requirement) may be obtained through self-study. The remaining 9 hours must be completed in a classroom environment.

Special Training/Education Requirements

Annuity Training Requirement

Before selling, soliciting, or negotiating annuity products in Iowa, producers must complete a one-time annuity training course approved for at least 4 hoursThis requirement is separate from the current requirement for Indexed Insurance. 

Indexed Insurance

All producers selling indexed life products must complete a one-time 4 credit-hour training course.

Long-Term Care (LTC) Insurance

  • Initial 8-hour LTC training requirement: A one-time training course of at least 8 CE credits in subjects related to long-term care insurance must be completed prior to selling any long-term care insurance. This training course is required to be in a classroom setting; however, InsuranceStudy has received a waiver from the IA Insurance Division stating our 8-hour self-study course may be taken to satisfy this requirement.
  • Ongoing 4-hour LTC training requirement: Following the initial training, producers continuing to sell LTC insurance must complete ongoing training of 4 CE credits in subjects related to long-term care insurance every three-year CE term afterward

Flood Insurance

Resident insurance producers who sell federal flood insurance policies must complete a one-time 3-hour course approved for the National Flood Insurance Program (NFIP).

Non-Resident CE Requirements

If a nonresident producer’s home state does not have a CE requirement, the producer must comply with the Iowa CE requirement.

Special Training/Education Requirements

Annuity Training Requirement

Before selling, soliciting, or negotiating annuity products in Iowa, producers must complete a one-time annuity training course approved for at least 4 hoursThis requirement is separate from the current requirement for Indexed Insurance.   

Indexed Insurance

All nonresident producers who wish to sell fixed index life products must complete an approved 4-hour training course.

Long-Term Care (LTC) Insurance

Nonresident producers who have completed an 8-hour NAIC  LTCP course approved for use in any other licensed state have met the Iowa LTC training requirement. Nonresident producers that have not taken an approved LTCP course in another state must meet the training requirement by completing an Iowa approved course.

License Term

The license term is the last day of the licensee’s birth month every 3 years. 

Course Repetition Rules

A course may not be taken for credit more than once within a 3-year licensing term.

CE Carryover Allowance

Excess CE hours may not be carried over to the next renewal.

CE Exemptions

The following individuals are exempt from CE requirements:

  • A producer who is an attorney licensed to sell insurance. The producer/attorney must file a report showing proof of compliance with the continuing legal education requirement for the attorney's home state and pay the CE fee and the renewal fee.
    • Attorneys who do not have a CE requirement in their home states must comply with the Iowa insurance CE requirements.
  • A producer who is on extended active duty with the U.S. Armed Forces.
  • A nonresident producer who lives in a state where CE is required. These producers must file the renewal notice through the NIPR gateway. For details visit http://www.nipr.com.
  • A producer who is licensed for credit or surety. The producer must file the renewal report and pay the renewal fee.
Final Exam Requirements

Exam proctor requirements

Self-study final exams must be monitored by a disinterested third party who shall NOT serve for examinations of family members, relatives, or dependents; employers or supervisors; employees or subordinates; partners, joint ventures, or co-owners; or for anyone in whom the proctor or instructor has an economic or other interest in assuring the successful outcome of the examination.

Exam rules

The final exam is closed book and must be passed with a grade of 70 percent or higher to receive credit. Exams are closed book. Students have unlimited retakes.

Roster Fees

A roster fee of $1.00 per CE hour is required to process course completion hours in Iowa and will be added to the order upon checkout.

Disclaimer

Net Study provides information as a courtesy to individuals who are subject to continuing education (CE) as insurance producers, agents, adjusters and/or brokers. Although reasonable efforts have been made to ensure that the information provided here is accurate and current, neither Net Study nor its employees warrant or represent that this information is accurate and current. All information is subject to change without notice.

State Contact Information

Iowa Insurance Division
Phone:515-281-7761
Fax: 515-281-3059
Email: Click here to e-mail the insurance division

Mailing Address: 
Iowa Insurance Division
Department of Commerce
330 Maple St.
Des Moines, IA 50319-0065

SBS
Phone:  816-783-8990
Email: sbshelp@naic.org

What do the Version A and Version B mean? LTC renewal training must be completed every 2 years. Most states will not allow the same CE course to be repeated during a single compliance period or the subsequent compliance period. We strongly advise that you alternate between the online versions in order to ensure you can earn CE credit towards your license renewal. If your last course was completed in the classroom or you have never taken a course with us before, choose Version A. If you are still unsure about which course to take, check your history under "My Courses" or contact customer support.