{"version":"1.0","provider_name":"CE Insights by InsuranceStudy ","provider_url":"https:\/\/www.insurancestudy.com\/blog","author_name":"Mary Faybk","title":"What Is a 100-Year Flood Zone? FEMA Flood Zones and Flood Insurance Explained - InsuranceStudy","type":"rich","width":600,"height":338,"html":"<blockquote class=\"wp-embedded-content\" data-secret=\"getsEazPya\"><a href=\"https:\/\/www.insurancestudy.com\/blog\/2026\/what-is-a-100-year-flood-zone\/\">What Is a 100-Year Flood Zone? FEMA Flood Zones and Flood Insurance Explained<\/a><\/blockquote><iframe sandbox=\"allow-scripts\" security=\"restricted\" src=\"https:\/\/www.insurancestudy.com\/blog\/2026\/what-is-a-100-year-flood-zone\/embed\/#?secret=getsEazPya\" width=\"600\" height=\"338\" title=\"&#8220;What Is a 100-Year Flood Zone? FEMA Flood Zones and Flood Insurance Explained&#8221; &#8212; CE Insights by InsuranceStudy \" data-secret=\"getsEazPya\" frameborder=\"0\" marginwidth=\"0\" marginheight=\"0\" scrolling=\"no\" class=\"wp-embedded-content\"><\/iframe><script>\n\/*! This file is auto-generated *\/\n!function(d,l){\"use strict\";l.querySelector&&d.addEventListener&&\"undefined\"!=typeof URL&&(d.wp=d.wp||{},d.wp.receiveEmbedMessage||(d.wp.receiveEmbedMessage=function(e){var t=e.data;if((t||t.secret||t.message||t.value)&&!\/[^a-zA-Z0-9]\/.test(t.secret)){for(var s,r,n,a=l.querySelectorAll('iframe[data-secret=\"'+t.secret+'\"]'),o=l.querySelectorAll('blockquote[data-secret=\"'+t.secret+'\"]'),c=new RegExp(\"^https?:$\",\"i\"),i=0;i<o.length;i++)o[i].style.display=\"none\";for(i=0;i<a.length;i++)s=a[i],e.source===s.contentWindow&&(s.removeAttribute(\"style\"),\"height\"===t.message?(1e3<(r=parseInt(t.value,10))?r=1e3:~~r<200&&(r=200),s.height=r):\"link\"===t.message&&(r=new URL(s.getAttribute(\"src\")),n=new URL(t.value),c.test(n.protocol))&&n.host===r.host&&l.activeElement===s&&(d.top.location.href=t.value))}},d.addEventListener(\"message\",d.wp.receiveEmbedMessage,!1),l.addEventListener(\"DOMContentLoaded\",function(){for(var e,t,s=l.querySelectorAll(\"iframe.wp-embedded-content\"),r=0;r<s.length;r++)(t=(e=s[r]).getAttribute(\"data-secret\"))||(t=Math.random().toString(36).substring(2,12),e.src+=\"#?secret=\"+t,e.setAttribute(\"data-secret\",t)),e.contentWindow.postMessage({message:\"ready\",secret:t},\"*\")},!1)))}(window,document);\n\/\/# sourceURL=https:\/\/www.insurancestudy.com\/blog\/wp-includes\/js\/wp-embed.min.js\n<\/script>\n","description":"A 100-year flood zone is an area with a 1% chance of flooding in any given year. These zones are identified by FEMA and are also known as Special Flood Hazard Areas. Homes located in these areas typically require flood insurance if they have a federally backed mortgage.","thumbnail_url":"https:\/\/www.insurancestudy.com\/blog\/wp-content\/uploads\/2026\/03\/flood12-scaled.jpg","thumbnail_width":2560,"thumbnail_height":1706}